''REAL ESTATE: THE ROAD MAP TO RICHES, THE BEST WAY TO BUILD WEALTH. WE'RE HERE TO ASSIST YOU.
SOUTH FLORIDA CALL Anthony AT: 305-784-6554-    //     '' BEST REAL ESTATE BLOG ''
CONDOMINIUMS/ HOW
TO BECOME A BETTER
CONDO BUYER?
If your version of the American dream doesn't include
mowing the lawn, think about buying a condo. Good
options for both first-time home buyers and older folks
who are ready to downsize, condos are typically smaller
and less expensive than a single family home, and can
include attractive amenities as part of a home buyers
association (HOA), such as pools and fitness facilities.
Bone up on both the pluses and the minuses.
----------------------------
BUYING A CONDO
STEPS:
Think about how long you're going to stay in one place.
Buying a condo is no different than buying a
single-family home--you need to live there at least a
couple of years to recoup closing costs, assuming the
property will appreciate.
Step Two
Give some thought to what you want. If you're not
interested in the pool or sauna, understand that the
condo's price and ongoing monthly association fees will
reflect their use regardless of your interest in swimming
or sweating.
Step Three
Visit various condominium or townhouse communities
and multiunit buildings so you know what's available
where you live. Get a sense of prevailing prices.
Step Four
Request a market analysis from a real estate agent
regarding the selling prices of condos in the building or
area. Check the price appreciation on the market
analysis to evaluate how quickly the condos are
increasing in value; subtract the selling price from the
purchase price and divide by the number of years the
property has been held by the previous owner for a
ballpark estimate of annual appreciation, if any (varies
from state to state and place to place), in the
neighborhood.
Step Five
Get prequalified for a mortgage: CALL VISION
MORTGAGE BANK AT (305)784-6554 {FLORIDA}  

Step Six
Find out if the building has a good reputation. Ask
current residents how often repairs and maintenance
are required, and how good the soundproofing is
between units.7
Step Seven
Check out parking, storage, security and other
amenities.
Step Eight
Ask to see the minutes from a recent meeting of the
home owners association (HOA). Find out what the hot
issues are and if members are fighting tooth and nail.
You may want to keep looking-- nobody wants to live
where neighbors are at each other's throats.
Step Nine
Ask how large the HOA's reserve funds (used to pay for
maintenance and emergency repairs on the building)
are. The larger the reserve, the less a chance of an
assessment or one-time payment to chip in for an
unexpected expense.

The smaller the reserve, the greater the chance you'll be
billed for an assessment in the near future. Some states
require periodic updates of reserves to be published to
HOA members.
Step Ten
Check the HOA's history of assessments to see how
many have been made in the past 10 years and how
large they have been. This information will help you
gauge how likely it is that you'll be assessed in the near
future, and indicate how well-managed the building is.
Better managed buildings make fewer assessments.

Step Eleven
Talk to other members and find out how restrictive your
HOA is. For instance, some buildings even dictate what
sort of holiday lighting you can put up. Request the same
information as you would for buying a house. Read the
CC&Rs (covenants, conditions and restrictions).
Step Twelve
Budget in association dues, which are above and
beyond your monthly mortgage payment. To assist in
long-term financial planning, ask the condo association
whether association fees have increased in recent
years. Also estimate monthly maintenance costs that
you're responsible for in addition to the association fees.
Real Estate is a road-map  to riches, it’s  one of the way to build wealth. The ultra rich always invest in real estate. There is no better  investment than real estate despites the
Ups and downs, it outperformed all other investments. Real Estate is nothing but a passport to wealth. --SOUTH FLORIDA, CALL A REALTOR AT: 305-784-6554 --
HOME BUYING---- Let us help you purchase your property  in the area you prefer for the price you can
afford.
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sellers and become closer to reach an agreement on the purchase price.
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HOME SELLING--- CALL 786- --- SOUTH FLORIDA

Sell your home quick and fast for the top price
Our proven selling techniques with our diverse  kind of advertisement can really help selling your home in a
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We offer exceptional real estate service  to ensure the highest exposure and
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We promote For Sale properties with an exclusive multimedia marketing
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HOME-SELLING
We work hard to exceed clients expectation, we have the in-depth training and negotiating skills,
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SO JUST LET US HELP YOU SELL YOUR PROPERTY!

CALL US AT : 305-784-6554
As your Realtor, What I can do for you?

The REALTOR® you work with could be one of your most
valuable resources. Unlike many real estate agents who are
simply licensed by their state to do business, REALTOR®
like myself has taken additional steps to become members
of the local board of REALTORS® and have agreed to act
under and adhere to a strict Code of Ethics. Plus...

As your REALTOR®, I can help you determine how much
home you can afford. Often a REALTOR® can suggest ways
to accrue the down payment and explain alternative
financing methods.

As your REALTOR®, in addition to knowing the local money
market, also can tell you what personal and financial data to
bring with you when you apply for a loan.

I a kind of REALTOR® who is already familiar with current
real estate values, taxes, utility costs, municipal services
and facilities, and may be aware of local zoning changes
that could affect your decision to buy.

As your REALTOR® I can usually research your housing
needs in advance through a Multiple Listing Service--even if
you are relocating from another city.
A REALTOR® can show you only those homes best suited to
your needs--size, style, features, location, accessibility to
schools, transportation, shopping and other personal
preferences.

As your REALTOR® often I can suggest simple, imaginative
changes that make a home more suitable for you and
improve its utility and value.

As your REALTOR® I am very sensitive to the importance
you place on this major commitment you are about to make.
Look for a real estate professional to facilitate negotiation
of a win-win agreement that will satisfy both you and the
seller.

LET ME BE YOUR REALTOR --- CALL: 786-709-6577 ---
SOUTH FLORIDA
But if you're still not convinced of
the value of a REALTOR®, here
are a dozen more reasons to use
one:

1. Your REALTOR® can help you determine your buying
power -- that is, your financial reserves plus your borrowing
capacity. If you give a REALTOR® some basic information
about your available savings, income and current debt, he or
she can refer you to lenders best qualified to help you. Most
lenders -- banks and mortgage companies -- offer limited
choices.

2. Your REALTOR® has many resources to assist you in your
home search. Sometimes the property you are seeking is
available but not actively advertised in the market, and it will
take some investigation by your agent to find all available
properties.

3. Your REALTOR® can assist you in the selection process
by providing objective information about each property.
Agents who are REALTORS® have access to a variety of
informational resources. REALTORS® can provide local
community information on utilities, zoning. schools, etc.
There are two things you'll want to know. First, will the
property provide the environment I want for a home or
investment? Second, will the property have resale value when
I am ready to sell?

4. Your REALTOR® can help you negotiate. There are myriad
negotiating factors, including but not limited to price,
financing, terms, date of possession and often the inclusion
or exclusion of repairs and furnishings or equipment. The
purchase agreement should provide a period of time for you
to complete appropriate inspections and investigations of the
property before you are bound to complete the purchase.
Your agent can advise you as to which investigations and
inspections are recommended or required.

5. Your REALTOR® provides due diligence during the
evaluation of the property. Depending on the area and
property, this could include inspections for termites, dry rot,
asbestos, faulty structure, roof condition, septic tank and well
tests, just to name a few. Your REALTOR® can assist you in
finding qualified responsible professionals to do most of
these investigations and provide you with written reports. You
will also want to see a preliminary report on the title of the
property. Title indicates ownership of property and can be
mired in confusing status of past owners or rights of access.
The title to most properties will have some limitations; for
example, easements (access rights) for utilities. Your
REALTOR®, title company or attorney can help you resolve
issues that might cause problems at a later date.

6. Your REALTOR® can help you in understanding different
financing options and in identifying qualified lenders.

7. Your REALTOR® can guide you through the closing
process and make sure everything flows together smoothly.

8. When selling your home, your REALTOR® can give you
up-to-date information on what is happening in the
marketplace and the price, financing, terms and condition of
competing properties. These are key factors in getting your
property sold at the best price, quickly and with minimum
hassle.

9. Your REALTOR® markets your property to other real estate
agents and the public. Often, your REALTOR® can
recommend repairs or cosmetic work that will significantly
enhance the salability of your property. Your REALTOR®
markets your property to other real estate agents and the
public. In many markets across the country, over 50% of real
estate sales are cooperative sales; that is, a real estate
agent other than yours brings in the buyer. Your REALTOR®
acts as the marketing coordinator, disbursing information
about your property to other real estate agents through a
Multiple Listing Service or other cooperative marketing
networks, open houses for agents, etc. The REALTOR®
Code of Ethics requires REALTORS® to utilize these
cooperative relationships when they benefit their clients.

10. Your REALTOR® will know when, where and how to
advertise your property. There is a misconception that
advertising sells real estate. The NATIONAL ASSOCIATION
OF REALTORS® studies show that 82% of real estate sales
are the result of agent contacts through previous clients,
referrals, friends, family and personal contacts. When a
property is marketed with the help of your REALTOR®, you do
not have to allow strangers into your home. Your REALTOR®
will generally prescreen and accompany qualified prospects
through your property.

11. Your REALTOR® can help you objectively evaluate every
buyer's proposal without compromising your marketing
position. This initial agreement is only the beginning of a
process of appraisals, inspections and financing -- a lot of
possible pitfalls. Your REALTOR® can help you write a legally
binding, win-win agreement that will be more likely to make it
through the process.

12. Your REALTOR® can help close the sale of your home.
Between the initial sales agreement and closing (or
settlement), questions may arise. For example, unexpected
repairs are required to obtain financing or a cloud in the title
is discovered. The required paperwork alone is
overwhelming for most sellers. Your REALTOR® is the best
person to objectively help you resolve these issues and move
the transaction to closing (or settlement).

WE WANT TO BE YOUR REALTOR; PLEASE CALL US
-SOUTH FLORIDA
WWW.KNOWLEDGEFINANCIALGROUP.COM
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FINANCIAL KNOWLEDGE: The Successful Investment Journey, Ten Tips
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WE BUY AND SELL
REAL ESTATE IN
THE SOUTH
FLORIDA AREA.
CALL  ANTONY
AT:     305-784-6554 0
------------------------------------------------------------


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Trust Account: Definition of a Trust; Land
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How to protect yourself and a business
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Motivated Sellers; Selling at Unbelievable Prices... LOOK FOR,
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Our goal is to create successful and committed investors.
If you have the drive, desire and motivation to succeed a
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Magnificent properties! Search Now...

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Miami Lakes Florida Real Estate:
Look for luxury, prestigious properties in the town of Miami
Lakes

Aventura Florida, Williams Island Condos For Sale at Reduced
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Search for luxury waterfront properties with considerable
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Broward County Florida Real Estate Listing & Homes For Sale
at umbelievable price!

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'' Real Estate Buyers And Sellers: What Do
Buyers And Sellers Pay At Closing?  What Do
Buyers And Sellers Pay In Closing Costs?

'' WHY INVESTING IN TODAY’S REAL ESTATE
MARKET IS A WONDERFUL IDEA? That home-
ownership provides a variety of tangible and
intangible benefits a community.

'' HOW AND WHERE TO FIND MONEY TO
INVEST IN REAL ESTATE. Find money here,
money there, mortgage house..

'' Real Estate Investing: Commercial Real
Estate Investing For Profits. HOW, WHEN &
WHY? THE 12 GREATEST ADVANTAGES IN
REAL ESTATE INVESTMENT..

''Rent-to-Own: South Florida Real Estate
Guide For Home Buyers And Home Sellers.
Rent-to-Own: New Mortgage Rules Can Make
This Very Appealing..

'' REAL ESTATE INVESTING: WHOLESALING
ASSIGNMENT CONTRACT. REAL ESTATE
INVESTING WHOLESALING ASSIGNMENT
CONTRACT..

''' Real Estate Investing: The 10
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'' Learn About The 4 Pillars To Win
Successfully In Real Estate''
'' #1. Information For Home Buyers: Ways
to quickly and safely create a consistent
and Steady monthly cash flow...

'' #2. Information For Home Sellers & Real
Estate Investors.. Real Estate Investing
Guide For Sellers..

'' #3. Real Estate Negotiation Methods,
Techniques & Strategies..

'' #4. Real Estate Closing And Costs,Title
searches and title insurance what you
really need to know..
'' Learn About The 4 Pillars To Win Successfully In
Real Estate''
'' #1. Information For Home Buyers: Ways to
quickly and safely create a consistent and Steady
monthly cash flow...

'' #2. Information For Home Sellers & Real Estate
Investors.. Real Estate Investing Guide For Sellers..

'' #3. Real Estate Negotiation Methods, Techniques
& Strategies..

'' #4. Real Estate Closing And Costs,Title searches
and title insurance what you really need to know..
.
The 4 Ways Real
Estate Investors Make
Money

When you invest in
real estate, there are
several ways you can
make money:

•Real Estate
Appreciation: This is
when the property becomes more
valuable due to a change in the real
estate market, the land around your
property becoming scarcer or busier
such as a major shopping center going
in next door, or upgrades you put into
your real estate investment to make it
more attractive to potential buyers or
renters.

Real estate appreciation is a tricky
game and is riskier than investing
for cash flow income.

Cash Flow
Income: This type of real
estate investment focuses on
buying a real estate property, such
as an apartment building, and
operating it so you collect a stream
of cash from rent, which is the
money a tenant pays you to use your
property for a specific amount of
time.

Cash flow income can be generated
from well-run storage units, car
washes, apartment buildings, office
buildings, rental houses, and more.

•Real Estate
Related Income:
This is income generated by
"specialists" in the real estate
industry such as real estate brokers,
who make money through
commissions from buying and
selling property, or real estate
management companies who get to
keep a percentage of rents in
exchange for running the day-to-day
operations of a property.

For example, a hotel management
company gets to keep 5% of a hotel's
sales for taking care of the day-to-
day operations such as hiring maids,
running the front desk, mowing the
lawn, and washing the towels.

•Ancillary Real Estate
Investment Income: For
some real estate investments, this
can be a huge source of profit.
Ancillary real estate investment
income includes things like vending
machines in office buildings or
laundry facilities in low-rent
apartments.

In effect, they serve as mini-
businesses within a bigger real
estate investment, letting you make
money from a semi-captive
collection of customers.
There Are Many
Different Categories
of Real Estate
Investment..

Learn how to get started with or without
money
Learn ways to invest and make money in
real estate without taking a mortgage. No
loan - No mortgage - No home purchase...

1. Real Estate Self Directed IRA's. LEARN
MORE - Continue Reading.

2. Invest in REIT: Real Estate Investment
Trust {REIT}
3. Invest In Tax Lien Certificates - Tax
Deeds. LEARN MORE - Continue Reading

4. Buy Real Estate ETF's - Index Funds =
LEARN MORE HERE...

5. Buy Stocks in home building companies

6. Buy stocks in home building material
stores

7. Lease Option – As mentioned earlier, a
lease-option (lease purchase) is a method
used to control real estate without taking
title. It is simply “renting” the property with
the legal right to buy it later.

This can be a good way to buy a property if
your intent is to quickly sell it again later..
Do you know that you can borrow money
from your life
REAL ESTATE INVESTING:  Here are
multiple ways to start investing in real
estate to make money, build tremendous
amount of wealth, secure a solid
retirement nest egg through real estate
investing...

1.) Single-Family Homes – This is the most common
investment for most first time investors. Single-family homes are easy
to rent, easy to sell, and easy to finance. Single-family homes may be
more difficult to cashflow, and can take a significant amount of time
and effort to purchase just one unit.
-----------------------

2.) Duplex/Triplex/Quads – Small
multifamily properties (2-4 units) such as these
are one of my favorite investment routes. These property types
combine the financing and easy purchasing benefits of a single-family
home with the cashflow benefits and less competition found in larger
investments. Best of all, these properties can serve as both a solid
investment as well as a personal residence for the smart investor.
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3.} Wholesaling Apartment Buildings – Some
investors make their entire living off wholesaling just one or two large
apartment buildings per year. With the larger price comes less deals
but much higher finder’s fees.

4.) Fix-and-Flip Large Apartment Buildings
– From duplexes all the way to large complexes, there are many
apartment buildings in need of a complete overhaul. The benefit of
flipping apartments over single family homes is the ability to collect
rent while the property is being marketed for resale.

5.) Buy-N-Hold Large Apartments – Similar to the
long term approach to single family homes, but on a much larger scale.
6. ]Lease-Option Sandwich – Without actually owning
the property, lease-options allow a person to gain control of a property
by leasing it with a legal “option” to purchase the property at a specified
price within a specified time period. Often times these properties can
be re-“sold” using another lease option and the investor simply makes
money being the “middle man.”

Make Money When Buying
Investments
It’s often said “You make your money when you buy.” There are many
different strategies you can use to ensure profitability when you buy,
starting with finding the best deals
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7. Subject-To – Purchasing a home with the
existing financing in place. This method, while not illegal,
can trigger the “due on sale” clause and cause the bank to start
foreclosure on the property. Use with care.
------------------
8.} HUD Foreclosures – When a US government ensured
loan is foreclosed on, it often becomes the property of the department
of Housing and Urban Development. It is their job to sell the home and
often will offer steep discounts in order to move the product.
--------
9.) VA Foreclosures – Similar to the HUD foreclosures, the
US Department of Veteran’s Affairs sells their homes as well after
foreclosing on one of their insured properties – and no, you don’t need
to be a veteran to buy one.
-----------
10.) USDA Rural Development Loans – If you
live in a rural area, the US Department of Agriculture actually offers a
loan program for primary residence homes that require as little as 0%
down.
-----------
11.) VA Loans – If you are a veteran of the United States,
the government offers 0% down loans on primary residences.
12.) For Sale By Owners (FSBO) – Often times,
sellers will decide to save the costs of hiring a real estate agent to sell
their home and sell it themselves with a sign or newspaper
advertisement. These sellers can often times be excellent sources of
finding good deals or seller-financed deals.

13.) Buying REO’s – REO’s are bank-owned properties that
were taken back in foreclosure. Often times these properties can be
picked up for significant discount, as a bank is often very willing to get
the loan off their books. Additionally, there is no emotional attachment on
the part of the bank.

14.) Auction at the Courthouse Steps –
During the process of foreclosure, a home is generally brought to the
courthouse steps to be sold to the highest bidder. If no one bids, the
home goes back to the bank. Often times, homes can be purchased for
steep discounts using this method.

15.) Buying in Pre-foreclosure – Sellers on the
brink of losing their home can be very motivated to sell their home and
save their credit. Many times, more is owed on the house than the house
is worth. However, sometimes great deals can be found by weeding out
a lot of bad deals.

16.) Short Sales – A bank will often take less than the
loan amount on a property to save the hassle and costs of foreclosing.
This means you can often get a great deal if you can wade through the
red tape and long wait-times that short sales involve.

17.) Tax Liens – When homeowner’s refuse to pay their
taxes, the government can foreclose and resell the property. You’ve
22.) Property Manager,
Residential – Many investors don’t want to
manage their property so they turn to property
managers to look after their property.

23.) Property Manager,
Commercial – Most commercial owners
don’t manage their own properties but rely on
commercial managers to take care of their
investment.

24.} Often times apartment owners and property
managers will trade free-rent in exchange for a
tenant to look after the place, collect rent, do
maintenance repairs, and essentially “manage” from
within the complex. This can be an excellent way for a
young person to learn the investing game without
losing any money (and actually making some).

Make Money By Lending
Money
Lending money is one of the oldest, and most
profitable, businesses on the face of the earth. As a
good friend of mine once said, “You aren’t making
money until your money is making money.”

25.) Hard Money Lender – A hard
money lender is a person who lends money for the
acquisition and/or improvements to an investment
property – based almost entirely off how good the
deal is. If you are looking for a way to earn significant
returns on your money without needing to actually
own the property,
26.) Small Partnerships – Partnerships are an
excellent way to invest in real estate, where two parties (or more) join
forces and bring their talents, resources, and experience to the table to
make a profitable investment.
Perhaps you don’t have the cash to buy an investment but have the time
and your friend has the cash but no time – you can join forces and help
strengthen the deal and make good money.

27.) Real Estate Syndication – When multiple
parties join forces
actually have a significant impact on your investing career. If you have a
whole life insurance policy, talk to your insurance agent about how you
can borrow money against it to invest in real estate..

we believe that self-education, self
improvement is one of the most critical parts of long-term success, in
business and in life

Making Money On These Major
Types of Properties
There are many different property types that you can use to make money
in real estate with. The secret is finding one that you love and can throw
your heart and soul into.
18.} Small Apartments – Another favorite of
mine, small apartment buildings are made up of between 5-50 units.
These properties can be more difficult to finance, as they rely on
commercial lending standards instead of residential lending standards.
However, these properties are excellent in terms of cashflow.

They are too small for large, professional REIT’s to invest in (see below)
but too large for most novice real estate investors. Additionally, the
value of these properties are based on the income they bring in.

This creates a huge opportunity for adding value by increasing rent,
decreasing expenses, and managing effectively. These properties are a
great place to utilize on-sight managers who manage and perform
maintenance in exchange for free or decreased rent. At this level, real
estate can truly become 90% passive.

19.) Large Apartments – These buildings are the
larger, nicer complexes you see all around the country, often times in
upper-middle class neighborhoods in the suburbs. They often include
pools, work-out rooms, full time staff, and high advertising budgets.
These properties cost tens of millions of dollars to buy but can produce
solid returns with minimal hassle.

20.) Large Commercial Office
Space – Buying large commercial buildings and renting out office
space to business professionals. Usually professionally managed by
large property managers.

21.) Small Commercial Office
Space – Buying small commercial buildings and renting out
office space to business professionals.  

years, until the full one-million dollars is paid off. If that owner suddenly
needed to get the full balance of the loan, he might choose to sell that
mortgage to a “note buyer” for a discount. That note buyer will then
begin collecting the monthly payments and decide if they will keep the
note or try to sell it for profit.

Making Money Using These
Popular Investing Methods
Just as there are many property types, there are also many ways you
can make money with those properties. Every deal is different and may
require a different strategy, so it is best to get acquainted with as many
of these methods as possible.
29.) Vacation Rentals – Buying a property in a
vacation area and renting it out when you are not staying there is not
only a great way to pay for your vacation home but also build equity in
a location where prices go up (and down) with more extreme force.

30.) New Construction, Residential – Just
like it sounds. The process of building a home with the intent of
reselling it.

31.) New Construction, Commercial –
Like residential, but involving commercial places.

32.) “New Every Two” Primary
Residence Flip – Many investors simply invest only in
their own home, adding value and reselling every two years.
The reason behind this is that in the US, the IRS allows a tax-free sale
of a primary residence every two years. If you don’t mind moving often,
this might be a great option for you.

33.) Cash Purchase, Sell on Contract – If
you have the cash, you can buy properties and then immediately re-
sell them to buyers who may not be able to conventionally qualify for a
mortgage. You can carry the mortgage for as long as you’d like, or sell
the note for cash in the future. Make sure to collect a large down
payment when using this method.

34.) International Real Estate Investing
– You don’t need to live where you invest (but it often does help a lot).
Many investors choose to live wherever they like but invest where it
makes the
35.) For Sale By Owners (FSBO)
– Often times, sellers will decide to save the costs of
hiring a real estate agent to sell their home and sell it
themselves with a sign or newspaper advertisement.
These sellers can often times be excellent sources of
finding good deals or seller-financed deals.

36.) Buying REO’s – REO’s are bank-owned
properties that were taken back in foreclosure. Often times
these properties can be picked up for significant discount,
as a bank is often very willing to get the loan off their books.
Additionally, there is no emotional attachment on the part of
the bank.

37.) Auction at the Courthouse
Steps – During the process of foreclosure, a home is
generally brought to the courthouse steps to be sold to the
highest bidder. If no one bids, the home goes back to the
bank. Often times, homes can be purchased for steep
discounts using this method.

38.) Buying in Pre-foreclosure –
Sellers on the brink of losing their home can be very
motivated to sell their home and save their credit. Many
times, more is owed on the house than the house is worth.
However, sometimes great deals can be found by weeding
out a lot of bad deals.

39.) Short Sales – A bank will often take
less than the loan amount on a property to save the hassle
and costs of foreclosing. This means you can often get a
great deal if you can wade through the red tape and long
wait-times that short sales involve.

40.) Tax Liens – When homeowner’s refuse
to pay their taxes, the government can foreclose and resell
the property. You’ve
28.} A rent-to-own arrangement, also
called a lease option, lease to own or
lease to buy, allows a homebuyer to rent a property for a
specified initial term with an option to buy the property at the end of that
term.

Monthly rent payments are generally higher than market price, with the
surplus going toward a future down payment. If the buyer opts not to
purchase the property, the extra rent is forfeited.

Renting to own can be a good option for homeowners who aren't quite
financially ready to buy but expect to be within the next three years.
Perhaps they need time to amass savings and/or improve their credit
score enough to qualify for a loan.

Renting to own can also be attractive to individuals who are not sure if
they will be moving in the next few years and want to keep their options
open
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