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Cricket Club Miami
Shores, Florida
MLS#  

1800 114 St 909
Miami, Florida 33181

Condos - 2,320 Sq. Ft./216 m²
2 Bed(s) / 3 Bath(s)
$211 Price/Sq.Ft. Build 1975
===
Cricket Club Condos: Great investment opportunity!! 2 bed / 3 full bath,
completely renovated & decorated, corner apartment, everything redone
with lot of built-ins. Marvelous kitchen, marble baths, hurricane shutters
and more!!! Maintenance included: a/c, parking,  miami shores country
club . Building has: bar, beauty salon, exercise room, spa, 24 hrs security
Cricket Club Condos: Panoramic wide bay views from this beautifully
remodeled 2/3 in the most desirable south east unit. Features include rich
marble floors, granite/stainless/wood gourmet kitchen with coffered
ceilings, bar, master suite has his/her bathrooms and walk-in closets !!.
8'x30' balcony with exquisite views of that bay, beaches, malls, shopping
centers and downtown are near by...
Cricket Club Condos: Enjoy panoramic views of the bay and beaches from
this spacious south view unit. This unit is 1,950 sf, remodeled with updated
kitchen and new stainless appliances, marble floors, and the master suite
has his/her walk-in closets and bathrooms. All huge rooms ! This home in
the sky has a balcony...
=====

Cricket Club Condos: Move in condition... High end new appliances with
wood cabinets kitchen and granite counter tops. Washer and dryer inside
the unit...
========

Cricket Club Condos: 5 star living! A rare opportunity to own a totally
remodelled unit in one of miami's most extraordinary condos with sweeping
views of biscayne bay, indian creek, miami beach. Full service building with
every luxury and amenities including: pool, gym, tennis courts, bar, beauty
salon, spa, library, concierge, bellman service and 24 hour security.
Maintenace ...
Whether you are looking for Miami high-rise condos or
a Miami single family home to buy or to sell  Anthony a  
Miami real estate professional is there to help you.

Our website  knowledgefinancial.com will provide you
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Quayside Condos Miami Shores
Florida: *million dollar unobstructed panoramic views await you the
moment you enter the double-height great room of this spectacular open layout
penthouse*enjoy the breathtaking beauty of miami from the exquisitely
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Restaurants, 8 tennis courts, indoor racquetball and fitness center*
Knowledge Financial Group -
knowledgefinancialgroup.com
Quayside Condos: 2-story bayfront townhouse w/dockage in gated quayside
community. Like a private home but w/all of the amenities/security of a
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sleek modern baths, huge master suite w/sitting room. 2-car garage. Bayfront
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racquetball, playground, restaurant and sports bar. A rare bayfront find!
Quayside Condos Miami Shores Florida: Knowledge Financial Group -
knowledgefinancialgroup.com //  One of a kind, contemporary modern
design by famed architect alfred browning parker. This elegant 4/4, 3750 ft town
home is the ultimate in luxury with grand living spaces and fine details
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1st, 2nd & third floor, marble & wood floors, 2 car covered garage & air
conditioned storage. Spectacular living area w/extra high ceilings, modern
kitchen w/italian cabinetry complete with stainless steel appliances & beautiful
lake views.
Jockey Club
MLS#

11111 Biscayne Blvd
Miami, Florida 33181

Condos - 2,749 Sq. Ft./255 m²
3 Bed(s) / 2 Bath(s) / 1 Half
Build 1982
Jockey Club Condos Miami Shores Florida: Wow! Enter
& immediately & thruout see the best views in town of ocean, bay, & city. This extraordinary
residence will leave you breathless. No expense spared + all redone by the finest artisans +
craftsmen to complete a work of art. Most desired se corner w/ wraparound terraces. New state of
the art designer kitchen + bathrooms. Finishes include marble floors custom window trt's,
hurricane shutter. 5 star amenities, gym,pool,party rm,children play area, dog park,full
service,valet,concierge, & gate. /// Knowledge Financial Group -
knowledgefinancialgroup.com
Jockey Club Condos: Beautiful and spacious 2 bedroom 2. 5 bathrooms, corner unit with water and
garden views. Floor to ceiling glass doors opening to wrap around terrace with storm shutters.
Large eat-in kitchen with separate pantry, lots of storage. Huge master suite with two walk-in
closets and luxurious bathroom. Gated waterfront community with 24/7 security and complimentary
valet parking. Heated waterfront pool, tennis, gym with steam and sauna rooms,
Jockey Club Condos: One of a kind unit. Open floor plan, great for entertaining. This is the
only three bedroom / three bathroom apartment in the building totally remodeled with high
ceilings, porcelanato tile floors, top of the line samsung stainless steel appliances, quartz
counter top, kitchen island, spa like bathrooms, spacious bedrooms, built in lighting fixtures,
new seamless air conditioning ducts. Ready to move in and enjoy all the amenities right off
your terrace. The buildings has garden, pool, tennis, marina... // Knowledge Financial
Group - knowledgefinancialgroup.com
Jockey Club Condos: Live the endless vacation! Panoramic city & bay views from this
tastefully renovated 2/2. Updates incl. New flooring, french doors, new open kitchen
w/granite/stainless/eurio cabinetry, upgraded bathrooms, huge terrace. Hurricane
shutters. Beautiful lobby w/24 hr. Doorman, 3 pools, 9 tennis courts, children's play area,
valet pkg.+assigned parking. All situated in gated full service waterfront community just
minutes to beaches, airports, bal harbour shopping mall, South Beach - Miami Beach ,
downtown Miami, Avantura shopping mall etc.  // Knowledge Financial Group -
knowledgefinancialgroup.com
Gated town home living amongst Miami's Upper East Side of Biscayne BLVD.

The Preserve Town Home Condos is a tranquil and
beautiful upscale community adjacent to and tucked into Miami Shores built on 6 acres of
land, surrounded by mature oak trees and tropical landscaping, and has a beautiful park
area as well as a community pool.

Built in 2005 & 2006, the Preserve Townhome Condos consists of 98 two- and three-
bedroom residences each with a private garage.

Professionally managed by the Continental Group with fully functioning board of directors.
The Preserve Town Home Condos  // Community
highlights:
•98 Units in 12 building with three town home styles
•One condo association
•Over 70% owner occupied.
•More than 12.5% in reserves.
•Application in process for anticipated submission for FNMA approval.
•Gated community with central park, community room and pool.
•Close to Shores Shopping Center & Publix.
•East of Biscayne Blvd on NE 90th Street and 4 to 5 blocks to the bay.
Miami Shores, FL Waterfront Homes
for Sale...

Knowledge Financial Group -
Knowledgefinancialgroup.com = Miami Shores, FL Real
Estate: Search waterfront properties for sale and MLS
listings in Miami Shores, Florida
waterfront homes currently on the market in Miami Shores.
View pictures,

Waterfront Miami Shores Real Estate For Sale, Miami Shores
Waterfront Homes, Condos = knowledgefinancial.com..
Browse the full list of Miami Shores waterfront homes for sale.
Miami Shores real estate listings: Homes, town homes and condos, for sale.
Miami Shores, Florida: About 1100 houses for sale, about 200 condos, and few
foreclosures properties are also available.

Miami Shores Waterfront Homes, ... The data relating to real estate for sale on
this web site- knowledgefinancial.com came from other internet data...
Miami Shores real estate listings: Homes, town homes and condos, for sale.
Miami Shores, Florida: About 1100 houses for sale, about 200 condos, and few
foreclosures properties are also available. Knowledge Financial Group -
knowledgefinancialgroup.com
305-784-6554
'' Learn More About Real Estate Investing: Contract For Deed - Land Contract - Option
Contract - Assignment Contract - Wholesaling ... READ MORE //

'' Real Estate Investing Guide The Right Strategy For The Right Market. Learn about
the three principal ways of real estate..  1. Buy to live in ---- 2. Buy to rent out And 3.
Buy to sell... READ MORE..

'' Real Estate Mortgage Home Loan: WHAT GUIDELINES ARE REQUIRED FOR A
MORTGAGE LOAN? HOW TO UNDERSTAND THE HOME LOAN PROCESS? LEARN MORE '

'' REAL ESTATE MILLIONAIRE FANS CLUB INTERNATIONAL -
Real Estate Down-payment Assistance Programs /Real Estate Financing Methods...

'' How To Get Prequalify For Mortgage Loan? Home Loan Pre-Approval Process Made
Easy. FHA, VA, USDA & Conventional. Easy Steps.. READ MORE..

'' Real Estate Investing: WHERE AND HOW TO FIND MONEY TO INVEST IN REAL
ESTATE? // Real Estate is the simplest, fastest, and most productive way to generate
significant sums of immediate cash. LEARN MORE...
305-784-6554
305-784-6554
305-784-6554
305-784-6554
'' Learn About The 4 Pillars To Win Successfully In Real Estate''
'' #1. Information For Home Buyers: Ways to quickly and safely create a
consistent and Steady monthly cash flow...

'' #2. Information For Home Sellers & Real Estate Investors.. Real Estate
Investing Guide For Sellers..

'' #3. Real Estate Negotiation Methods, Techniques & Strategies..

'' #4. Real Estate Closing And Costs,Title searches and title insurance what you
really need to know..
305-784-6554
Anthony Jeanty, FL homes for sale and home listings.
Search Anthony houses, condos, town-homes and
single-family homes, commercial properties.
Our extensive database of real estate listings
provide the most comprehensive property details like
home values, features and local school and
neighborhood info so you can be sure that you have
nearly all the facts you need upfront. Also search
listings for Anthony Jeanty Open Houses.. Search For
Listings ''

Finding a home can be hard, but Anthony finding real
estate properties is easy for clients. With Anthony
Jeanty in south Florida no complicated process of
finding a home.  With Anthony, you can easily find the
homes that meet your needs and fall within your
means within your price range.

Find Anthony Real Estate on social media, Facebook /
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Listing information
courtesy of Anthony Real
Estate home listings and
homes for sale.

All listing information is deemed reliable but not
guaranteed and should be independently verified
through personal inspection by appropriate
professionals.

Listings displayed on this website may be subject to
prior sale or removal from sale; availability of any
listing should always be independently verified.

Listing information is provided for consumer
personal, non-commercial use, solely to identify
potential properties for potential purchase; all other
use is strictly prohibited.

The data relating to real estate for sale on this web
site comes in part from the Internet Data Exchange
Program of different county Association of REALTORS.

The information being provided is for consumers
personal, non-commercial use and may not be used
for any purpose other than to identify prospective
properties consumers may be interested in
purchasing with further research.

Real Estate Investing: The 10 Commandments Of
Buying Properties With No Money And, Or No Credit. =
Home Ownership affordability - Why Rent When You
Can Buy? Find Multiple ways to acquire real estate
properties =

What Entrepreneurs Need To Know Before Investing
In Real Estate - Plan your financial goals. =
'' REAL ESTATE WORLD CLASS SERVICE FOR
BUYERS - SELLERS. Which one is better? What
is the difference between: Houses, townhouse or
townhome, Co-Op = Cooperative Property,
CONDOMINIUMS, Single Family Home,
manufactured home,
Timeshare: What is a timeshare? LEARN MORE
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A place to live in {Residential Property} starts
also with a great location! Here's what you really
need to know about location...

'' Million dollar recipes to your residential real
estate wealth Creative financing that works. Real
Estate Service For Investors, Buyers And
Sellers...The Real Estate strategy  That Everyone
Should Know About...

'' Rent vs. Buy: Home Ownership - Affordability -
Why Rent When You Can Buy? Antony Real
Estate. LEARN MORE about the Benefits of Real
Estate Investing =M

'' Learn How To Evaluate REAL ESTATE  Deals –
Learn how to evaluate markets..
What's a better time to invest in real estate? The
Fundamentals of a Successful Real Estate
Wholesaling Business... LEARN MORE RIGHT
HERE..
'' Reasons To Buy A Home In This Market...
Real Estate Zone The Marketplace To Build
Great Wealth. Real Estate Investing: The 10
Commandments Of Buying Properties With No
Money And, Or No Credit. READ MORE =

'' Real Estate Investment News & Blogs.. Smart
Real Estate Investing Strategies for Today’s
Market.. Income Creation Strategy = Cash Flow
Strategy = Passive Investing Strategy.. How to
Negotiate Your Best Real Estate Deal =

'' Buyers And Sellers: What Do Buyers And
Sellers Pay In Closing Costs?
Real Estate Closing Process Questions To Ask
Yourself.. Crucial Questions.
LEARN MORE =

'' Home Ownership - Affordability - Why Rent
When You Can Buy
Real Estate investing strategies: Multiple ways
to acquire real estate properties at your
advantage... LEARN MORE HERE..

'' Investment Homes - Income Producing
Properties.. Why, How, When And What?
Factors To Consider When Buying A property..
LEARN MORE HERE..
'' Learn More About Real Estate Investing:
Contract For Deed - Land Contract - Option
Contract - Assignment Contract - Wholesaling ...
READ MORE //

'' Real Estate Investing Guide The Right Strategy
For The Right Market. Learn about the three
principal ways of real estate..  1. Buy to live in ----
2. Buy to rent out And 3. Buy to sell... READ
MORE..

'' Real Estate Mortgage Home Loan: WHAT
GUIDELINES ARE REQUIRED FOR A
MORTGAGE LOAN? HOW TO UNDERSTAND
THE HOME LOAN PROCESS? LEARN MORE '

'' REAL ESTATE MILLIONAIRE FANS CLUB
INTERNATIONAL -
Real Estate Down-payment Assistance
Programs /Real Estate Financing Methods...

'' How To Get Prequalify For Mortgage Loan?
Home Loan Pre-Approval Process Made Easy.
FHA, VA, USDA & Conventional. Easy Steps..
READ MORE..

'' Real Estate Investing: WHERE AND HOW TO
FIND MONEY TO INVEST IN REAL ESTATE? //
Real Estate is the simplest, fastest, and most
productive way to generate significant sums of
immediate cash. LEARN MORE...
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Rent-to-own A Homes ... Rent-To-
Own Homes: How The Process
Works .

In a typical home purchase, the sale takes place shortly after
the offer has been accepted, and the transaction is
completed at closing. Since most buyers don’t have the
money to pay cash, a mortgage is usually used to finance
the purchase:

The buyer puts down a certain percentage of the purchase
price (the down payment), then pays the lender in regular
installments over a period of time until the balance is paid
off in full.

To qualify for a mortgage, however, potential buyers need to
have a good credit score and cash for a down payment.
Without these, purchasing a home in the traditional way may
not be an option. There is an alternative: a rent-to-own
agreement.

When buyers sign this kind of contract, they agree to rent
the home for a set amount of time before exercising an
option to purchase the property when or before the lease
expires.

Here's how rent to own works, and when it
may be a good choice for someone looking
to buy a home.

Elements of a Rent-to-Own Contract

In a rent-to-own agreement, potential buyers gets to move
into a house right away, with several years to work on
improving their credit score and/or saving for a down
payment.

While many states have their own regulations, and no two
rent-to-own contracts are alike, someone in a rent-to-own
agreement typically rents the property for a set amount of
time (usually one to three years), after which he or she can
purchase the house from the seller.

It’s not as simple as paying rent for three years and then
buying the house: Certain terms and conditions must be
met, in accordance with the contract.

Option Money: In a rent-to-own
agreement, the potential buyer pays the seller a one-
time, usually non-refundable fee called option money, or
option consideration.
This gives him or her the option to purchase the house in
the future. It is important to note that some contracts (lease-
option contracts) give the potential buyer the right but not
the obligation to purchase when the lease expires.

If he or she decides not to purchase the property at the end
of the lease, the option simply expires.

If the wording is "lease purchase,"
without the word option, the buyer could be
legally obligated to purchase the property at the end of the
lease.

Clarifying the wording is one of many reasons buyers should
have the contract vetted by a real estate attorney before
agreeing to it.

The size of the option is negotiable.
There's no standard rate. It typically ranges between 2.5%
and 7% of the purchase price.
In some (but not all) contracts, all or some of the option
money may be applied to the purchase price at closing.

That's a valuable clause. Consider that if a home has a
purchase price of $200,000 and a 7% option consideration,
the buyer would need to pay $14,000 up front.

Purchase price: The contact will
specify when and how the purchase
price of the home will be
determined. In some cases, the buyer and seller
agree on a purchase price when the contract is signed –
often at or higher than the current market value. In other
situations, the buyer and seller agree to determine the price
when the lease expires, based on market value at that
future point in time.

Many buyers prefer to “lock in” the purchase price if
possible, especially in markets where home prices may be
increasing.

Rent: During the term of the lease, the
potential buyer pays the seller a specified amount of rent,
usually each month. The lease term is negotiable, but
frequently ranges between one and three years. In many
contracts, a percentage of each monthly rent payment is
applied to the purchase price.


Maintenance: Depending on the
terms of the contract, the potential buyer may
be responsible for maintaining the property and paying for
any repairs, homeowners association fees, property taxes
and insurance.
Because the seller is ultimately responsible for association
fees, taxes and insurance (it’s still his or her house, after
all), the seller may choose to cover these costs.

Even in that case, the buyer still needs a renter's insurance
policy to cover losses to personal property and provide
liability coverage if someone is injured while in the home or
if the buyer accidentally injures someone.

Be sure that maintenance and repair requirements are
specified in the contract. Maintaining the property – mowing
the lawn, raking the leaves and cleaning out the gutters – is
very different from replacing a damaged roof.

Purchasing the property: If the potential
buyer decides not to purchase the property (or is unable to
secure financing) at the end of the lease term, the option
expires.
The buyer forfeits any money paid until that point, including
the option money and any rent credit earned.

If the buyer cannot purchase the property but has a legal
obligation to (as stated in the contract), legal proceedings
may be initiated.

If the buyer wants to purchase the
property, he or she typically applies for financing (i.e.,
a mortgage) and pays the seller in full. According to the
terms of the contract, a certain percentage of the option
money and rent paid may be deducted from the purchase
price. The transaction is completed at the closing, and the
buyer becomes a homeowner.

Ideal Candidates for Rent to Own

A rent-to-own agreement can be an excellent option for
people who want – but are not financially ready – to become
homeowners.

A rent-to-own agreement gives them the
chance to get their finances in order (by improving their
credit score and saving money for a down payment, for
example) while “locking in” the house they’d like to own.

If the option money or a percentage of the rent goes toward
the purchase price, they also get to start building some
equity.

To make rent-to-own work, potential
buyers need to be confident that they’ll be ready to make
the purchase when the lease term expires.

Otherwise, they will have paid the option money – which
could be substantial – and a premium on rent for 12 to 36
months, with nothing to show at the end.
Rent to own homes:
When it's not time to buy

Pros and cons for both
parties

Besides having time to build up a down payment
and good credit record, renters have the
advantage of "trying out" the house and
neighborhood. "You can also lock in the sales
price and terms upfront, allowing you to purchase
the house at a below-market price in a few years,"


Not all the money you pay in rent will go toward
the down payment. "Mortgage lenders are the
ones who decide how much of your rent
payments are credited toward the down payment
and closing costs,"

Most lenders will only allow a credit for an amount
paid above the market rate for local rentals to be
held for eventual homebuying costs.

----------------------

What to put in the contract

There's no standard rent-to-own contract; each
one is negotiable. This arrangement can be
complex, and every state has its own regulations.
Sellers and buyers should consult with an
attorney or real estate agent beforehand to
understand the financial implications, said Tamkin.

Renters also should meet with a mortgage lender
at the start of the rent-to-own agreement so they
know what it will take to qualify for a loan.

Before you sign a rent-to-buy
deal, pretend you're buying the house
outright, Phipps said. Get an appraisal and a
home inspection. Experts recommended
checking with a listings broker to ensure the
house isn't in foreclosure or a short sale.

"Include terms stating that
your rent money goes toward
real estate taxes, mortgage and
insurance to avoid foreclosure," said Tamkin.
"Have an attorney review the title to the home to
determine there are no impairments that will
prevent you from purchasing the home."

On the seller's side, Tamkin recommended
contract terms that include a security deposit and
rights to evict the tenant should he stop making
payments.

Other details to spell out are how
the money will be held by the sellers and under
what conditions the sale will take place. Tamkin
said both parties also should consider
maintenance, repairs and home improvement,
and who pays for them.

There may be negatives about
rent-to-own deals, but there
can be upsides for both
parties.

"Someone who can cover your home expenses is
better than having a vacant home," said Tamkin.
"And it's a stepping stone for renters who dream
of owning their own home."
The Basics of
Rent-to-Own
Agreements
Learn whether a
lease-to-own or
lease-option agreement
is a good choice for
tenants who want to buy
the home they rent..

Rent-to-own
agreements, also called
lease-to-own agreements or lease-options, are
traditional leases agreements that also give the
tenant an option to purchase the rental property,
typically a single-family house, sometime after the
beginning of the tenancy. This arrangement has
potential financial and other benefits to both
landlords and tenants.

--------------

Components of the
Rent-To-Own Agreement

A rent-to-own agreement is
made up of two agreements: a
standard lease agreement, and an option to
purchase; these may be incorporated in one
document or two separate documents.

The Lease or Rental
Agreement

In a rent-to-own agreement, the
title to the house remains with the landlord until
the tenant exercises his or her option and
purchases the property. In other words, the
starting point of this kind of an arrangement is a
tenancy, not a house purchase transaction.

The underlying agreement in a rent-to-own
arrangement is therefore identical to a regular
lease agreement between a landlord and a
tenant, including terms such as the duration of
the lease period, the amount of rent to be paid,
and repair and maintenance responsibilities of
landlord and tenant.

-------------------
The Option to
Purchase

An option to
purchase grants the
tenant an option
(right) to buy the rental property within a
specified period of time in exchange for a fee
(option fee), that is usually paid up front, and/or in
the form of a higher-than-market rent (some of
which is applied to the house purchase).

A tenant who does not exercise the option to
purchase is not entitled to a refund of the option
fee or any refund in rent. Because so much is at
stake for both landlord and tenant, it is crucial that
the option to purchase covers all important terms
and conditions such as the duration of the option
period and the purchase price of the house..

Payment of Rent and Setting
Aside Monthly Rent Payments
Varies

Just as in a standard lease or rental agreement,
the tenant has a duty to make timely and exact
payments of rent. In a rent-to-own arrangement,
rent payments are often higher than they would
have been had the transaction been a standard
lease agreement.

This is because an agreed-upon percentage of the
monthly rent is typically placed in an escrow
account. It is the landlord’s duty to set aside the
agreed-upon percentage of rent.

The landlord either reserves the escrow funds
and refunds the tenant upon purchase of the
home, or simply applies a percentage of the rent
payments toward the principle of the house. In this
manner, the tenant builds equity in the house
throughout the duration of the lease agreement.

Tenant Makes Necessary
Repairs to the Rental Property

Unlike a traditional lease, in which the landlord is
typically responsible for making all repairs, rent-to-
own tenants usually repair the rental property at
their own expense.

Many landlords and tenants consider this a fair
bargain since, presumably, the tenant will
eventually own the home.

Tenant Must Fulfill Lease
Obligations

Until the tenant exercises the option and
purchases the rental property, the premises are
owned by the landlord. So, in addition to making
repairs, the tenant must also comply with all other
duties outlined in the lease.

This means that the tenant must not have pets if
the lease prohibits pets, must not house
unauthorized residents, must not engage in
criminal activities, and must not do anything else
that is forbidden by the lease. If the tenant
violates the lease, the option will become null and
void.

The tenant will likely forfeit both the option fee
and the percentage of the monthly rent payments,
depending on the terms of the option-to-purchase
agreement.

The Tenant Should Inspect the
House and Order an Appraisal

Although the tenant may never exercise the
option to purchase the rental property, tenants
should always inspect the premises and order an
appraisal before signing a lease with an option to
purchase. Here’s why:
•The future purchase price of the home is often
agreed upon at the time the rent-to-own
agreement is signed.

An appraisal will ensure that the tenant is paying a
fair price for the home.
•A thorough inspection can determine whether the
tenant will need to make future major repairs such
as those to restore leaking roofs, broken HVAC
and heating units, or clogged sewage drains, and
help the tenant make the decision of whether
entering into the agreement is sensible.

In some states, landlords who lease a home with
an option to purchase must disclose important
information about the condition of the property,
providing extra protection to tenants who are
buying a home under a lease-option
Tenant Benefits of
Rent-to-Own
Agreements

A rent-to-own agreement could be a good choice for a
tenant who wants to own a house and reap the
benefits of home ownership but, due to bad credit or
lack of capital (the typical 15-20% down payment
required), does not qualify for a mortgage.

This type of arrangement allows a tenant to invest and
build equity in a house while leaving open the option
of walking away—for example, if the tenant’s financial
situation changes for the worse, or the tenant simply
no longer wishes to live in or purchase the house.

While there may be serious financial consequences (if
the tenant paid a hefty option fee or has paid a lot of
rent money into an escrow account), the tenant is not
legally obligated to purchase the house under rent-to-
own agreements.

A decision to forfeit the option will not result in
foreclosure proceedings and will not impact the
tenant’s credit history.

Landlord Pros and Cons of Rent-
to-Own Agreements

Landlords may benefit from a
rent-to-own arrangement as well.
Landlords who want to sell their rental property, but
are having difficulty doing so, may find a buyer
through a rent-to-own arrangement.

During the option period, the landlord enjoys a
reliable, long-term tenant, and usually does not have
to deal with the expense and cost of maintaining the
rental property. Also, if the tenant does not exercise
the option, the landlord retains the option fee and the
funds set aside in escrow.

Finally, landlords may also have
various financial incentives for
considering a rent-to-own
agreement.
For example, a landlord with a negative cash flow may
find it advantageous to receive a small amount of cash
now and regular income (in the form of higher-than-
normal monthly rent), and tax advantages of this
arrangement, as opposed to a lump sum payment from
sale of the property.

On the other hand, rent-to-own
agreements have some
downsides for landlords. Because
they are unilateral agreements, the landlord is
contractually obligated to sell the house to the tenant,
if the option is exercised.

The tenant, however, is not contractually obligated to
purchase the house. Instead, the tenant may choose
whether or not to exercise the option. The landlord is
therefore bound by the agreement and may not sell
the house to a third party during the option period.
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Reasons to Invest in Real Estate...
Real estate investors make money through rental income, appreciation, and profits generated by business
activities that depend on the property.

The benefits of investing in real estate include passive income, stable cash flow, tax advantages,
diversification, and leverage.

Real estate investment trusts (REITs) offer a way to invest in real estate without having to own, operate, or
finance properties.

Cash Flow
Cash flow is the net income from a real estate investment after mortgage payments and operating expenses
have been made. A key benefit of real estate investing is its ability to generate cash flow..

Tax Breaks and Deductions
Real estate investors can take advantage of numerous tax breaks and deductions that can save money at tax
time. In general, you can deduct the reasonable costs of owning, operating, and managing a property.

Build Equity and Wealth
As you pay down a property mortgage, you build equity—an asset that's part of your net worth. And as you build
equity, you have the leverage to buy more properties and increase cash flow and wealth even more.

Real Estate Leverage
Leverage is the use of various financial instruments or borrowed capital (e.g., debt) to increase an
investment's potential return. A 20% down payment on a mortgage, for example, gets you 100% of the house
you want to buy—that's leverage. Because real estate is a tangible asset and one that can serve as collateral,
financing is readily available.

Inflation Hedge
The inflation hedging capability of real estate stems from the positive relationship between GDP growth and
the demand for real estate.

As economies expand, the demand for real estate drives rents higher. This, in turn, translates into higher
capital values.

Therefore, real estate tends to maintain the buying power of capital by passing some of the inflationary
pressure on to tenants and by incorporating some of the inflationary pressure in the form of capital
appreciation.

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