REVERSE MORTGAGE
REVERSE MORTGAGE
Contact: Mr. ANTONY at 786-709-6577-VISION MORTGAGE BANK For informations regarding: Real Estate Financing, Mortgage & Loans, Home refinancing, Home
equity, Real Estate Investments.
THINGS YOU SHOULD KNOW ABOUT THE REVERSE MORTGAGE:
WHAT IS REVERSE MORTGAGE?
A REVERSE MORTGAGE IS A SPECIAL TYPE OF HOME LOAN THAT LETS A HOME OWNER CONVERT HIS/HER HOME INTO CASH.
THIS HELPS THE HOMEOWNERS TO HAVE MORE CASH AVAILABLE ON HAND TO MAINTAIN THE QUALITY OF
THEIR CURRENT LIFESTYLE.
THIS NEW FOUND INCOME DOES NOT AFFECT THE REGULAR SOCIAL SECURITY PAYMENTS OR
MEDICAID BENEFITS. AND LENDERS CAN NOT FORECLOSE ON THE LOAN FOR THE LIFE OF THE HOMEOWNER. BEST OF ALL THERE IS NO MONTHLY
PAYMENTS,NO TRANSFER OF TITLE, LIVE WELL FINANCIALLY.
WHAT IS THE REQUIREMENT FOR REVERSE MORTGAGE?
THE HOMEOWNER MUST BE 62 YEARS OLD OR OVER, MUST HAVE A LOW BALANCE ON THE FIRST
EXISTING LOAN OR THE PROPERTY IS FULLY PAID OFF.
HOW MUCH MONEY A BORROWER CAN RECEIVE ON A REVERSE MORTGAGE?
THE AMOUNT OF MONEY THAT AN INDIVIDUAL HOMEOWNER CAN RECEIVE FROM A REVERSE MORTGAGE
DEPENDS ON THEIR AGE, THE VALUE, THE LOCATION, AND CONDITION OF THE PROPERTY.
IN REVERSE MORTGAGE THE BORROWER CAN BE PAID IN A LUMP SUM, RECEIVE MONTHLY PAYMENTS
OR THROUGH AN INCREASING LINE OF CREDIT, OR A COMBINATION OF ALL THREE. IN ALL OF THESE
CASES, THE COST OF A REVERSE MORTGAGE CAN TYPICALLY BE FINANCED THROUGH THE LOAN ITSELF,
RATHER THAN PAID BY THE BORROWER IN CASH.
WHEN THE LOAN ENDS?
THE LOAN ENDS WHEN THE BORROWER DIES, SELLS THE HOUSE, OR MOVE OUT OF THE HOUSE FOR 12
CONSECUTIVE MONTHS OR MORE. AT THAT POINT, THE REVERSE MORTGAGE CAN BE PAID OFF BY THE
PROCEEDS OF THE SALE OF THE HOUSE, OR REFINANCE BY THE HEIRS OF THE HOMEOWNER'S ESTATE.
IF THE PROCEEDS EXCEED THE LOAN AMOUNT,THE OWNER OF THE HOUSE [IF MOVING OUT OR SELLING]
Contact: Mr. ANTONY at 786-709-6577-VISION MORTGAGE BANK For informations regarding: Real Estate Financing, Mortgage & Loans, Home refinancing, Home
equity, Real Estate Investments.
THINGS YOU SHOULD KNOW ABOUT THE REVERSE MORTGAGE:
WHAT IS REVERSE MORTGAGE?
A REVERSE MORTGAGE IS A SPECIAL TYPE OF HOME LOAN THAT LETS A HOME OWNER CONVERT HIS/HER HOME INTO CASH.
THIS HELPS THE HOMEOWNERS TO HAVE MORE CASH AVAILABLE ON HAND TO MAINTAIN THE QUALITY OF
THEIR CURRENT LIFESTYLE.
THIS NEW FOUND INCOME DOES NOT AFFECT THE REGULAR SOCIAL SECURITY PAYMENTS OR
MEDICAID BENEFITS. AND LENDERS CAN NOT FORECLOSE ON THE LOAN FOR THE LIFE OF THE HOMEOWNER. BEST OF ALL THERE IS NO MONTHLY
PAYMENTS,NO TRANSFER OF TITLE, LIVE WELL FINANCIALLY.
WHAT IS THE REQUIREMENT FOR REVERSE MORTGAGE?
THE HOMEOWNER MUST BE 62 YEARS OLD OR OVER, MUST HAVE A LOW BALANCE ON THE FIRST
EXISTING LOAN OR THE PROPERTY IS FULLY PAID OFF.
HOW MUCH MONEY A BORROWER CAN RECEIVE ON A REVERSE MORTGAGE?
THE AMOUNT OF MONEY THAT AN INDIVIDUAL HOMEOWNER CAN RECEIVE FROM A REVERSE MORTGAGE
DEPENDS ON THEIR AGE, THE VALUE, THE LOCATION, AND CONDITION OF THE PROPERTY.
IN REVERSE MORTGAGE THE BORROWER CAN BE PAID IN A LUMP SUM, RECEIVE MONTHLY PAYMENTS
OR THROUGH AN INCREASING LINE OF CREDIT, OR A COMBINATION OF ALL THREE. IN ALL OF THESE
CASES, THE COST OF A REVERSE MORTGAGE CAN TYPICALLY BE FINANCED THROUGH THE LOAN ITSELF,
RATHER THAN PAID BY THE BORROWER IN CASH.
WHEN THE LOAN ENDS?
THE LOAN ENDS WHEN THE BORROWER DIES, SELLS THE HOUSE, OR MOVE OUT OF THE HOUSE FOR 12
CONSECUTIVE MONTHS OR MORE. AT THAT POINT, THE REVERSE MORTGAGE CAN BE PAID OFF BY THE
PROCEEDS OF THE SALE OF THE HOUSE, OR REFINANCE BY THE HEIRS OF THE HOMEOWNER'S ESTATE.
IF THE PROCEEDS EXCEED THE LOAN AMOUNT,THE OWNER OF THE HOUSE [IF MOVING OUT OR SELLING]
RECEIVES THE DIFFERENCE; IF THE OWNER HAS DIED, THE HEIRS RECEIVE THE DIFFERENCE. FOR CASES
WHERE THE PROCEEDS ARE NOT SUFFICIENT TO PAY OFF THE LOAN, THEN THE LENDER'S INSURANCE ON
THE LOAN MAKES UP THE DIFFERENCE.
IN MOST CASES WHEN THE BORROWER MOVES OUT OF THE PROPERTY OR PASSES AWAY, AS LONG AS
THE BORROWER OR THEIR ESTATE PROVIDES PROOF TO THE LENDER THAT THEY ARE ATTEMPTING TO
SELL THE HOME OR OBTAIN FINANCING TO PAY OFF THE OUTSTANDING DEBT, THE INVESTOR WILL
ALLOW THEM UP TO ONE YEAR TO DO SO.
AFTER THE ONE YEAR EXTENSION PERIOD IS UP, THE LENDER CAN NOT PROVIDE ANY FURTHER
EXTENSION OF TIME TO THE BORROWER [OR ESTATE ].
WHAT TYPES OF HOMES ARE ELIGIBLE?
YOUR HOME MUST BE A SINGLE FAMILY DWELLING OR A
TWO-TO-FOUR UNIT PROPERTY THAT YOU OWN AND OCCUPIED
CONDOMINIUM MUST BE FHA APPROVED. IT IS POSSIBLE FOR
INDIVIDUAL CONDO UNITS TO QUALIFY UNDER THE SPOT LOAN
--------------------------------------------------------------------------------------------
REVERSE MORTGAGE:
THIS MORTGAGE IS UNIQUE ALTERNATIVE TO HOME EQUITY LINE OF CREDIT AND
SECOND MORTGAGE.
IT ALLOWS THE ELDERLY HOMEOWNERS TO TRANSLATE SOME OF THEIR HOME
EQUITY INTO CASH.
THEY CAN RECEIVE THE MONEY IN A LUMP SUM, IN MONTHLY INSTALLMENTS OR AS A
CREDIT LINE ACCOUNT.
THEY DO NOT HAVE TO PAY THIS MORTGAGE BACK UNTIL THE HOME IS NO LONGER
THEIR PRIMARY RESIDENCE, IF THEY DECIDE TO SELL THE HOME , OR IF THEY PASS
ON.
--------------------------------------------------------------------------
WHAT TYPES OF HOMES ARE ELIGIBLE?
YOUR HOME MUST BE A SINGLE FAMILY DWELLING OR A
TWO-TO-FOUR UNIT PROPERTY THAT YOU OWN AND OCCUPIED
CONDOMINIUM MUST BE FHA APPROVED. IT IS POSSIBLE FOR
INDIVIDUAL CONDO UNITS TO QUALIFY UNDER THE SPOT LOAN
-------------------------------------------------------
ANTONY JEANTY
Certified, Licensed Mortgage Broker
LOAN OFFICER
[Phone] 786-709-6577
Email-jeantyrealtymortgage@yahoo.com
This website is established to help you fully understand the mortgage and
real estate concept, everything that you need to know presenting to you by
an experienced professional in the mortgage industry.
Professionalism, experience, expertise and competence make us the best in the mortgage and real estate industry!
REAL ESTATE FINANCING, MORTGAGE & LOANS WITH VISION MORTGAGE BANK
YOU CAN EXPECT GOOD SATISFACTION AND A BETTER INTEREST RATE.
WITH US YOU INVEST IN REAL ESTATE, YOU WIN, YOU SAVE, YOU SATISFY.
--------------------------------------------------------------
WHAT ABOUT MORTGAGE AND LOAN PRODUCTS, BEST LOAN PROGRAMS?
WITH THE VERY BEST RESOURCES AND LOAN PROGRAMS RIGHT AT MY
FINGERTIPS,
YOU CAN BE ASSURED THAT WHEN YOU'RE DEALING WITH A PROFESSIONAL AT VISION MORTGAGE BANK, YOU WILL BE GETTING THE FINANCING THAT IS
RIGHT FOR YOU.
AS A MORTGAGE PROFESSIONAL, A MORTGAGE COUNSELOR WHO HAS THE KNOWLEDGE, THE SKILLS, AND INTEGRITY AS WELL AS THE MEANS TO GET
YOU THE BEST
POSSIBLE LOAN AND TO ASSIST YOU IN EVERY STEP OF THE WAY.
I am ready to WORK VERY HARD TO SECURE YOUR LOAN APPROVAL AND CLOSING WITHIN DAYS, NOT
MONTHS. YOU CAN TRULY CONSIDER ME AS YOUR TOTAL SOLUTION LOAN
PROVIDE FOR ANY REAL ESTATE TRANSACTION.
FLORIDA MORTGAGE SPECIALIST:
When it comes to getting a mortgage in the beautiful state of FLORIDA, you not only need
a broker with expertise and experience, but as well as knowledge.
I know FLORIDA and servicing your FLORIDA mortgage needs is what I do best.
No matter where you are in FLORIDA I can get you a loan
Contact- WE ARE LICENSED MORTGAGE BROKER
WHAT GUIDELINES ARE REQUIRED TO BE QUALIFIED FOR A LOAN?
There is no plan that is the perfect loan package for every person or situation.
Many factors must be evaluated to determine what terms will offer the best available loan
program. The interest rate, size of payment and down payment, schedule of payments,
amount of loan, life of the loan, and any other requirements or conditions attached to the
loan, all play into the evaluation of a loan plan.
In most cases, loan guidelines are based on credit history,employment, income, assets and
liabilities and each loan program typically offers a set criteria of guidelines that may be
slightly different from the other.v
WHERE THE PROCEEDS ARE NOT SUFFICIENT TO PAY OFF THE LOAN, THEN THE LENDER'S INSURANCE ON
THE LOAN MAKES UP THE DIFFERENCE.
IN MOST CASES WHEN THE BORROWER MOVES OUT OF THE PROPERTY OR PASSES AWAY, AS LONG AS
THE BORROWER OR THEIR ESTATE PROVIDES PROOF TO THE LENDER THAT THEY ARE ATTEMPTING TO
SELL THE HOME OR OBTAIN FINANCING TO PAY OFF THE OUTSTANDING DEBT, THE INVESTOR WILL
ALLOW THEM UP TO ONE YEAR TO DO SO.
AFTER THE ONE YEAR EXTENSION PERIOD IS UP, THE LENDER CAN NOT PROVIDE ANY FURTHER
EXTENSION OF TIME TO THE BORROWER [OR ESTATE ].
WHAT TYPES OF HOMES ARE ELIGIBLE?
YOUR HOME MUST BE A SINGLE FAMILY DWELLING OR A
TWO-TO-FOUR UNIT PROPERTY THAT YOU OWN AND OCCUPIED
CONDOMINIUM MUST BE FHA APPROVED. IT IS POSSIBLE FOR
INDIVIDUAL CONDO UNITS TO QUALIFY UNDER THE SPOT LOAN
--------------------------------------------------------------------------------------------
REVERSE MORTGAGE:
THIS MORTGAGE IS UNIQUE ALTERNATIVE TO HOME EQUITY LINE OF CREDIT AND
SECOND MORTGAGE.
IT ALLOWS THE ELDERLY HOMEOWNERS TO TRANSLATE SOME OF THEIR HOME
EQUITY INTO CASH.
THEY CAN RECEIVE THE MONEY IN A LUMP SUM, IN MONTHLY INSTALLMENTS OR AS A
CREDIT LINE ACCOUNT.
THEY DO NOT HAVE TO PAY THIS MORTGAGE BACK UNTIL THE HOME IS NO LONGER
THEIR PRIMARY RESIDENCE, IF THEY DECIDE TO SELL THE HOME , OR IF THEY PASS
ON.
--------------------------------------------------------------------------
WHAT TYPES OF HOMES ARE ELIGIBLE?
YOUR HOME MUST BE A SINGLE FAMILY DWELLING OR A
TWO-TO-FOUR UNIT PROPERTY THAT YOU OWN AND OCCUPIED
CONDOMINIUM MUST BE FHA APPROVED. IT IS POSSIBLE FOR
INDIVIDUAL CONDO UNITS TO QUALIFY UNDER THE SPOT LOAN
-------------------------------------------------------
ANTONY JEANTY
Certified, Licensed Mortgage Broker
LOAN OFFICER
[Phone] 786-709-6577
Email-jeantyrealtymortgage@yahoo.com
This website is established to help you fully understand the mortgage and
real estate concept, everything that you need to know presenting to you by
an experienced professional in the mortgage industry.
Professionalism, experience, expertise and competence make us the best in the mortgage and real estate industry!
REAL ESTATE FINANCING, MORTGAGE & LOANS WITH VISION MORTGAGE BANK
YOU CAN EXPECT GOOD SATISFACTION AND A BETTER INTEREST RATE.
WITH US YOU INVEST IN REAL ESTATE, YOU WIN, YOU SAVE, YOU SATISFY.
--------------------------------------------------------------
WHAT ABOUT MORTGAGE AND LOAN PRODUCTS, BEST LOAN PROGRAMS?
WITH THE VERY BEST RESOURCES AND LOAN PROGRAMS RIGHT AT MY
FINGERTIPS,
YOU CAN BE ASSURED THAT WHEN YOU'RE DEALING WITH A PROFESSIONAL AT VISION MORTGAGE BANK, YOU WILL BE GETTING THE FINANCING THAT IS
RIGHT FOR YOU.
AS A MORTGAGE PROFESSIONAL, A MORTGAGE COUNSELOR WHO HAS THE KNOWLEDGE, THE SKILLS, AND INTEGRITY AS WELL AS THE MEANS TO GET
YOU THE BEST
POSSIBLE LOAN AND TO ASSIST YOU IN EVERY STEP OF THE WAY.
I am ready to WORK VERY HARD TO SECURE YOUR LOAN APPROVAL AND CLOSING WITHIN DAYS, NOT
MONTHS. YOU CAN TRULY CONSIDER ME AS YOUR TOTAL SOLUTION LOAN
PROVIDE FOR ANY REAL ESTATE TRANSACTION.
FLORIDA MORTGAGE SPECIALIST:
When it comes to getting a mortgage in the beautiful state of FLORIDA, you not only need
a broker with expertise and experience, but as well as knowledge.
I know FLORIDA and servicing your FLORIDA mortgage needs is what I do best.
No matter where you are in FLORIDA I can get you a loan
Contact- WE ARE LICENSED MORTGAGE BROKER
WHAT GUIDELINES ARE REQUIRED TO BE QUALIFIED FOR A LOAN?
There is no plan that is the perfect loan package for every person or situation.
Many factors must be evaluated to determine what terms will offer the best available loan
program. The interest rate, size of payment and down payment, schedule of payments,
amount of loan, life of the loan, and any other requirements or conditions attached to the
loan, all play into the evaluation of a loan plan.
In most cases, loan guidelines are based on credit history,employment, income, assets and
liabilities and each loan program typically offers a set criteria of guidelines that may be
slightly different from the other.v
WHY CHOOSING A MORTGAGE BROKER?
A MORTGAGE BROKER IS CHOOSING BECAUSE OF CHOICE, CONVENIENCE, AND
EXPERTISE.
MORTGAGE BROKERS USING INNOVATIVE LOAN PACKAGES TO ALLOW -LOW TO
MODERATE-INCOME
BORROWERS, WITH LESS THAN PERFECT CREDIT HISTORIES TO START ENJOYING THE
BENEFITS OF
HOME-OWNERSHIP.
MANY LOW-INCOME BORROWERS WITH LESS THAN PERFECT CREDIT HISTORIES
WOULD NOT HAVE BEEN
ABLE TO PURCHASE THEIR DREAM HOME WITHOUT THE ASSISTANCE AND DEDICATION
OF MORTGAGE
BROKER.
A GOOD MORTGAGE BROKER IS ABSOLUTELY REALLY CARE ABOUT THE QUALITY OF
A LOAN, THE SAFETY
AND SOUNDNESS OF THE MORTGAGE, THE LENDING COMMUNITY IS DIRECTLY LINKED
TO THE SUCCESS
AND INTEGRITY OF IT'S LOAN ORIGINATION.
FURTHERMORE MORTGAGE BROKERS REPRESENT THE SINGLE LARGEST
RESIDENTIAL ORIGINATION
SOURCE TODAY, THEY PLAY A SIGNIFICANT ROLE IN THE MORTGAGE LOAN PROCESS.
IN THE MORTGAGE PROCESS, THE WHOLESALE LENDER UNDERWRITES AND FUNDS
THE HOME LOAN.
MAY SERVICE THE LOAN PAYMENTS, AND ENSURE THE LOANS COMPLIANCE WITH
UNDERWRITING
GUIDELINES.
THE BROKERS IN THE OTHER HAND ORIGINATE THE LOANS AND CREDIT WORTHINESS
INVESTIGATION, AND
EXTENSIVE DISCLOSURE REQUIREMENTS MUST BE COMPLETED IN ORDER FOR A
LENDER TO EVALUATE A
CONSUMER HOME LOAN REQUEST. THE BROKER SIMPLIFIES THIS PROCESS FOR THE
BORROWER AND
FOR THE LENDER ALSO.
THE MORTGAGE LOAN PROCESS CAN BE ARDUOUS, COSTLY, AND SEEMINGLY
IMPOSSIBLE TO THE
CONSUMER. THE BROKER WORKS AS THE LIAISON BETWEEN THE BORROWER AND
THE LENDER TO
CREATE A COST EFFICIENT LOAN PROCESS.
MORTGAGE BROKER AS INDEPENDENT CONTRACTOR, THE BROKER ALLOWS
LENDERS TO CUT
ORIGINATION COST BY PROVIDING SUCH SERVICES AS PREPARING THE
BORROWER'S LOAN PACKAGE.
BROKERS HELP KEEP LOAN RATES LOW TO THEIR MINIMAL OVERHEAD AND SETUP
COST.
FURTHERMORE THE BROKER WILL SEEK THE LOAN WHICH BEST FIT THE BORROWER'S
FINANCIAL
CIRCUMSTANCES, NEEDS AND GOALS FROM THE CONSUMER PERSPECTIVE WITH
RARE EXCEPTION.
THE BROKER DOES NOT GET PAID UNLESS THE LOAN CLOSES. THE BROKER HAS THE
ULTIMATE INCENTIVE
TO PROVIDE THE BEST POSSIBLE CUSTOMER SERVICE TO THE CONSUMER.
OPEN-HONEST-INFORMATION WHEN MEETING A BROKER
EVERYONE HAS ENCOUNTERED FINANCIAL PROBLEMS AT SOME POINT IN THEIR LIFE.
MORTGAGE BROKERS UNDERSTAND THAT AND TRAINED TO ACCOMMODATE THE BEST
POSSIBLE LOAN
RATE FOR YOUR INDIVIDUAL SITUATION.
WHEN YOU MEET A MORTGAGE PROFESSIONAL, BE OPEN AND HONEST WITH YOUR
CURRENT SITUATION
THIS WILL MAKE IT EASIER TO GAUGE YOUR SITUATION AND PROVIDE YOU THE BEST
POSSIBLE LOAN. IF YOU WITHHOLD CERTAIN INFORMATION NEEDED FOR THE LOAN
PROCESS AND THE
LENDER FINDS OUT LATER, IT COULD CAUSE DIFFICULTIES IN OBTAINING YOUR LOAN
AND EXTEND THE
TIME FRAME FOR FUNDING.
WWW.KNOWLEDGEFINANCIAL.COM
A MORTGAGE BROKER IS CHOOSING BECAUSE OF CHOICE, CONVENIENCE, AND
EXPERTISE.
MORTGAGE BROKERS USING INNOVATIVE LOAN PACKAGES TO ALLOW -LOW TO
MODERATE-INCOME
BORROWERS, WITH LESS THAN PERFECT CREDIT HISTORIES TO START ENJOYING THE
BENEFITS OF
HOME-OWNERSHIP.
MANY LOW-INCOME BORROWERS WITH LESS THAN PERFECT CREDIT HISTORIES
WOULD NOT HAVE BEEN
ABLE TO PURCHASE THEIR DREAM HOME WITHOUT THE ASSISTANCE AND DEDICATION
OF MORTGAGE
BROKER.
A GOOD MORTGAGE BROKER IS ABSOLUTELY REALLY CARE ABOUT THE QUALITY OF
A LOAN, THE SAFETY
AND SOUNDNESS OF THE MORTGAGE, THE LENDING COMMUNITY IS DIRECTLY LINKED
TO THE SUCCESS
AND INTEGRITY OF IT'S LOAN ORIGINATION.
FURTHERMORE MORTGAGE BROKERS REPRESENT THE SINGLE LARGEST
RESIDENTIAL ORIGINATION
SOURCE TODAY, THEY PLAY A SIGNIFICANT ROLE IN THE MORTGAGE LOAN PROCESS.
IN THE MORTGAGE PROCESS, THE WHOLESALE LENDER UNDERWRITES AND FUNDS
THE HOME LOAN.
MAY SERVICE THE LOAN PAYMENTS, AND ENSURE THE LOANS COMPLIANCE WITH
UNDERWRITING
GUIDELINES.
THE BROKERS IN THE OTHER HAND ORIGINATE THE LOANS AND CREDIT WORTHINESS
INVESTIGATION, AND
EXTENSIVE DISCLOSURE REQUIREMENTS MUST BE COMPLETED IN ORDER FOR A
LENDER TO EVALUATE A
CONSUMER HOME LOAN REQUEST. THE BROKER SIMPLIFIES THIS PROCESS FOR THE
BORROWER AND
FOR THE LENDER ALSO.
THE MORTGAGE LOAN PROCESS CAN BE ARDUOUS, COSTLY, AND SEEMINGLY
IMPOSSIBLE TO THE
CONSUMER. THE BROKER WORKS AS THE LIAISON BETWEEN THE BORROWER AND
THE LENDER TO
CREATE A COST EFFICIENT LOAN PROCESS.
MORTGAGE BROKER AS INDEPENDENT CONTRACTOR, THE BROKER ALLOWS
LENDERS TO CUT
ORIGINATION COST BY PROVIDING SUCH SERVICES AS PREPARING THE
BORROWER'S LOAN PACKAGE.
BROKERS HELP KEEP LOAN RATES LOW TO THEIR MINIMAL OVERHEAD AND SETUP
COST.
FURTHERMORE THE BROKER WILL SEEK THE LOAN WHICH BEST FIT THE BORROWER'S
FINANCIAL
CIRCUMSTANCES, NEEDS AND GOALS FROM THE CONSUMER PERSPECTIVE WITH
RARE EXCEPTION.
THE BROKER DOES NOT GET PAID UNLESS THE LOAN CLOSES. THE BROKER HAS THE
ULTIMATE INCENTIVE
TO PROVIDE THE BEST POSSIBLE CUSTOMER SERVICE TO THE CONSUMER.
OPEN-HONEST-INFORMATION WHEN MEETING A BROKER
EVERYONE HAS ENCOUNTERED FINANCIAL PROBLEMS AT SOME POINT IN THEIR LIFE.
MORTGAGE BROKERS UNDERSTAND THAT AND TRAINED TO ACCOMMODATE THE BEST
POSSIBLE LOAN
RATE FOR YOUR INDIVIDUAL SITUATION.
WHEN YOU MEET A MORTGAGE PROFESSIONAL, BE OPEN AND HONEST WITH YOUR
CURRENT SITUATION
THIS WILL MAKE IT EASIER TO GAUGE YOUR SITUATION AND PROVIDE YOU THE BEST
POSSIBLE LOAN. IF YOU WITHHOLD CERTAIN INFORMATION NEEDED FOR THE LOAN
PROCESS AND THE
LENDER FINDS OUT LATER, IT COULD CAUSE DIFFICULTIES IN OBTAINING YOUR LOAN
AND EXTEND THE
TIME FRAME FOR FUNDING.
WWW.KNOWLEDGEFINANCIAL.COM
| WHAT IS THE DIFFERENCE BETWEEN A LENDER'S LOAN OFFICER AND A MORTGAGE BROKER? A lender's loan officer like a bank, credit union and other lending institutions: Is an employee of one lending institution this person called loan officer can find you a loan only in one place just with one lender. He takes your application and works to find a home loan that suits your needs, if your personal credit is approved the officer moves forward to process the purchase. A MORTGAGE BROKER: Is a professional who works to bring together lenders and borrowers. The broker usually works with dozens or even hundreds of lenders. When you have been rejected by one lender, the mortgage broker should be able to get you another one easily. Mortgage brokers can often find a lender who will make loans that a bank refused. A good mortgage broker can get you a less expensive loan, with lower interest rates, with less fees to pay at the closing. IF YOU E RECEIVES THE DIFFERENCE; IF THE OWNER HAS DIED, THE HEIRS RECEIVE THE DIFFERENCE. FOR CASES WHERE THE PROCEEDS ARE NOT SUFFICIENT TO PAY OFF THE LOAN, THEN THE LENDER'S INSURANCE ON THE LOAN MAKES UP THE DIFFERENCE. IN MOST CASES WHEN THE BORROWER MOVES OUT OF THE PROPERTY OR PASSES AWAY, AS LONG AS THE BORROWER OR THEIR ESTATE PROVIDES PROOF TO THE LENDER THAT THEY ARE ATTEMPTING TO SELL THE HOME OR OBTAIN FINANCING TO PAY OFF THE OUTSTANDING DEBT, THE INVESTOR WILL ALLOW THEM UP TO ONE YEAR TO DO SO. AFTER THE ONE YEAR EXTENSION PERIOD IS UP, THE LENDER CAN NOT PROVIDE ANY FURTHER EXTENSION OF TIME TO THE BORROWER [OR ESTATE ]. WHAT TYPES OF HOMES YOUR HOME MUST BE A SINGLE FAMILY DWELLING OR A TWO-TO-FOUR UNIT PROPERTY THAT YOU OWN AND OCCUPIED CONDOMINIUM MUST BE FHA APPROVED. IT IS POSSIBLE FOR INDIVIDUAL CONDO UNITS TO QUALIFY UNDER THE SPOT LOAN PROGRAM. |
DO YOU WANT TO INVEST IN REAL
ESTATE?
MY MISSION IS TO HELP
YOU FIND A SUITABLE,
THE BEST KIND, AND
THE RIGHT MORTGAGE
LOAN AVAILABLE
ACCORDING TO YOUR
NEED.
ESTATE?
MY MISSION IS TO HELP
YOU FIND A SUITABLE,
THE BEST KIND, AND
THE RIGHT MORTGAGE
LOAN AVAILABLE
ACCORDING TO YOUR
NEED.
BEST RESULT RELY ON
BEST ACTION, TO
OBTAIN THE BEST
ADVANTAGE YOU
MUST BE DEALING
WITH THE MOST
KNOWLEDGEABLE
PROFESSIONAL.
A CONSCIENTIOUS, A
COMPETENT AND
EXPERIENCED LOAN
OFFICER WHO IS
COMMITTED TO HELP
IN THE MOST
EFFICIENT AND
COURTEOUS MANNER
BEST ACTION, TO
OBTAIN THE BEST
ADVANTAGE YOU
MUST BE DEALING
WITH THE MOST
KNOWLEDGEABLE
PROFESSIONAL.
A CONSCIENTIOUS, A
COMPETENT AND
EXPERIENCED LOAN
OFFICER WHO IS
COMMITTED TO HELP
IN THE MOST
EFFICIENT AND
COURTEOUS MANNER
IF YOU'RE PAYING
RENT,
NOW IT'S TIME TO
STOP BECAUSE YOU
CAN HAVE YOUR OWN
PROPERTY.
THERE ARE MANY
WAYS AVAILABLE FOR
YOU TO PURCHASE
SINCE RENTING IS NOT
CHEAPER THAN
OWNING.
I'M TALKING ABOUT A
SIMPLE TIMELESS
APPROACH TO LIVING
AND FINISHING WITH
EXTRAORDINARY
WEALTH JUST BY
INVESTING IN REAL
ESTATE.
RENT,
NOW IT'S TIME TO
STOP BECAUSE YOU
CAN HAVE YOUR OWN
PROPERTY.
THERE ARE MANY
WAYS AVAILABLE FOR
YOU TO PURCHASE
SINCE RENTING IS NOT
CHEAPER THAN
OWNING.
I'M TALKING ABOUT A
SIMPLE TIMELESS
APPROACH TO LIVING
AND FINISHING WITH
EXTRAORDINARY
WEALTH JUST BY
INVESTING IN REAL
ESTATE.
TO APPLY FOR A NEW
MORTGAGE,
TO REFINANCE YOUR
EXISTING HOME,
TO CASH OUT YOUR HOME
EQUITY, TO PAY OFF
YOUR HIGH INTEREST
DEBT OR TO
PURCHASE AN
INVESTING PROPERTY.
THE CHOICE IS YOURS!
CONTACT MR. ANTONY
786-709-6577.
A PERSONAL
MORTGAGE ADVISOR
WILL WALK YOU
THROUGH THE ENTIRE
MORTGAGE PROCESS
AND EXPLAIN FROM A-Z
WHAT YOU NEED TO
KNOW, AND WHAT
INFORMATIONS YOU
NEED TO PROVIDE TO
THE LENDER TO MAKE
SURE YOU HAVE THE
BEST DEAL AVAILABLE
IN THE MARKET.
-----------------------------------
Whether you are looking to become a
first time home owner or whether you
want to refinance your existing home,
OR TO PURCHASE AN INVESTMENT
PROPERTY
MORTGAGE,
TO REFINANCE YOUR
EXISTING HOME,
TO CASH OUT YOUR HOME
EQUITY, TO PAY OFF
YOUR HIGH INTEREST
DEBT OR TO
PURCHASE AN
INVESTING PROPERTY.
THE CHOICE IS YOURS!
CONTACT MR. ANTONY
786-709-6577.
A PERSONAL
MORTGAGE ADVISOR
WILL WALK YOU
THROUGH THE ENTIRE
MORTGAGE PROCESS
AND EXPLAIN FROM A-Z
WHAT YOU NEED TO
KNOW, AND WHAT
INFORMATIONS YOU
NEED TO PROVIDE TO
THE LENDER TO MAKE
SURE YOU HAVE THE
BEST DEAL AVAILABLE
IN THE MARKET.
-----------------------------------
Whether you are looking to become a
first time home owner or whether you
want to refinance your existing home,
OR TO PURCHASE AN INVESTMENT
PROPERTY
HOME IMPROVEMENT LOANS,
HOME EQUITY LOANS,
PRE-CONSTRUCTION LOANS,
NO-DOC LOANS, BUSINESS
LOANS, REVERSE MORTGAGE
LOANS
PLEASE CONTACT THE
MORTGAGE SPECIALIST IF YOU'RE
IN THE STATE OF FLORIDA
[PHONE] 786-709-6577
I will explain to you everything
about the mortgage process from
beginning to the end.
HOME EQUITY LOANS,
PRE-CONSTRUCTION LOANS,
NO-DOC LOANS, BUSINESS
LOANS, REVERSE MORTGAGE
LOANS
PLEASE CONTACT THE
MORTGAGE SPECIALIST IF YOU'RE
IN THE STATE OF FLORIDA
[PHONE] 786-709-6577
I will explain to you everything
about the mortgage process from
beginning to the end.
When you think about
investing in real estate, You
immediately think about
mortgage. So you need an
excellent mortgage broker
to get you pre-qualified
or preapproved before you
start looking for your dream
house, condo, town
home or your
pre-construction property.
investing in real estate, You
immediately think about
mortgage. So you need an
excellent mortgage broker
to get you pre-qualified
or preapproved before you
start looking for your dream
house, condo, town
home or your
pre-construction property.
PREQUALIFICATION
You should get yourself
preapproved for a mortgage
loan by a competent
mortgage broker
or a lender before you begin
shopping for a home . Most
seller will not take you
seriously as
a potential buyer unless you
pre-approved.
PREAPPROVAL lets sellers
know that the bank or the
lending institution has
agreed and
ready in principle to approve
your mortgage loan.
Once you receive your
preapproval letter, now you
are ready to begin shopping
for your dream house.
You should get yourself
preapproved for a mortgage
loan by a competent
mortgage broker
or a lender before you begin
shopping for a home . Most
seller will not take you
seriously as
a potential buyer unless you
pre-approved.
PREAPPROVAL lets sellers
know that the bank or the
lending institution has
agreed and
ready in principle to approve
your mortgage loan.
Once you receive your
preapproval letter, now you
are ready to begin shopping
for your dream house.
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CONTACT US with questions,comments, and concerns to
better serve you.
Your opinion counts, we accept suggestions to provide better
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better serve you.
Your opinion counts, we accept suggestions to provide better
quality service and products.
We will make every effort to answer you back within 24 hours
SIMPLY COMPLETE THIS FORM
REVERSE MORTGAGE OFFERS GREAT ADVANTAGE; YOU GET MONEY WITH NO PAY BACK, NO CREDIT CHECK, LIVE FREE
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| Real Estate Investments, Home Buying, Leasing, Home Selling, Foreclosure, Short Sale. JUST CONTACT Mr. ANTONY AT: 786-709-6577 -A |
| REVERSE MORTGAGE NO MORTGAGE PAYMENTS EVER AGAIN: IF YOU OWNED A HOME AS YOUR PERSONAL RESIDENCE. TO IMPROVE YOUR QUALITY OF LIFE AND LIVE WITH NO STRESS! IF YOU'RE 62 YEARS OF AGE OR OLDER, YOU CAN ACHIEVE THIS, THROUGH A REVERSE MORTGAGE, REGULATED BY THE U.S. GOVERNMENT. |
WELCOME TO :KNOWLEDGEFINANCIALGROUP.COM
| YOU CAN ACCESS THE EQUITY OF YOUR PROPERTY, IN A LUMP AMOUNT, LINE OF CREDIT OR MONTHLY PAYMENTS. NO MONTHLY MORTGAGE PAYMENTS REMAIN IN YOUR HOME RETAIN OWNERSHIP OF YOUR PROPERTY NO CREDIT OR INCOME REQUIREMENTS. CALL Mr. ANTONY FOR AN INITIAL CONSULTATION TO FULLY REVIEW YOUR OPTIONS.----VISION MORTGAGE BANK----South Florida |
| We're in a journey to be always relevant and reliable to all clients and customers, with home purchasing decision and with their Real Estate Financing, Mortgage & Loans, Home Refinancing, Home equity. With a Mortgage company they can trust & knowledgeable agents they can rely on, and enjoy doing business with. Trust is the foundation of any solid relationship. |
| WHAT GUIDELINES ARE REQUIRED FOR A MORTGAGE LOAN? Mortgages are used by individuals and businesses wishing to make large value purchase of real estate without payment the entire value of the purchase up front. Mortgages are also known as lien against property, or claims on property. Mortgage is a legal agreement that creates an interest in a real estate property between borrower and the lender. HOW TO UNDERSTAND THE HOME LOAN PROCESS? Understand that in order to finance or refinance a loan the lender requires documentation to verify and substantiate your employment, credit and financial situation to assure its investors that you have the ability to repay the MONEY HOME REFINANCING: 10 GREAT REASONS TO REFINANCE A PROPERTY. NOW IT'S THE BEST TIME FOR REFINANCING, THE INTEREST RATE IS VERY LOW. MORTGAGE LOAN MODIFICATION PROGRAMS; AN ALTERNATIVE TO REDUCE MONTHLY MORTGAGE PAYMENT, TO AVOID FORECLOSURE, TO SAVE YOUR CREDIT RATING, TO SAVE YOUR PROPERTY. REVERSE MORTGAGE NO MORTGAGE PAYMENTS EVER AGAIN: IF YOU OWNED A HOME AS YOUR PERSONAL RESIDENCE. TO IMPROVE YOUR QUALITY OF LIFE AND LIVE WITH NO STRESS! IF YOU'RE 62 YEARS OF AGE OR OLDER, YOU CAN ACHIEVE THIS, THROUGH A REVERSE MORTGAGE, REGULATED BY THE U.S. GOVERNMENT. FINANCING YOUR REAL ESTATE INVESTMENT; BUYING YOUR FIRST, SECOND, AND OR THIRD PROPERTY. HOW AND WHERE TO FIND MONEY? CLICK RIGHT HERE! FHA: F H A MORTGAGE LOANS, THE GOVERNMENT IS THERE TO HELP YOU PURCHASE YOUR HOME. PLEASE CONTACT US WE WILL SHOW YOU THE WAY . MORTGAGE LOAN PRE-QUALIFICATION, LOW INTEREST RATES, 8 Reasons to Get Pre-Approved for a Home Loan Learn why pre-approval is one of the smartest moves you can make when shopping for a home Subprime Mortgage  A type of mortgage that is normally made out to borrowers with lower credit ratings. As a result of the borrower's lowered credit rating, a conventional mortgage is not offered because the lender views the borrower as having a larger-than-average risk of defaulting on the loan. FINANCING YOUR REAL ESTATE INVESTMENT; BUYING YOUR FIRST, SECOND, AND OR THIRD PROPERTY. HOW AND WHERE TO FIND MONEY? CLICK RIGHT HERE! RENTAL PROPERTY / COMMERCIAL REAL ESTATE / COMMERCIAL LEASE Tips for Making Solid Business Agreements and Contracts |
| FORECLOSURE INVESTMENT The Time is Now to Profit from Foreclosure A “Perfect Storm” of events has made investing in foreclosure properties better than ever - and now’s the time for you to profit... THE HOME BUYING GUIDE!--------------------IMPORTANT THINGS TO KNOW BEFORE BUYING... The home-buying process doesn't need to be scary. Our step-by-step guide will walk you through the process and answer your questions on what you should expect from us as your realtor, where to look for loans, and what to watch out for when closing the deal. HOME SELLING: WAYS TO SELL A PROPERTY FAST AND EASY FOR THE TOP PRICE! Selling a home is a big decision and requires a lot of work. From getting the house ready to reviewing the escrow papers, our helpful guide will walk you through the process of selling your home. SHORT SALE: REAL ESTATE INVESTMENT OPPORTUNITY FOR ALL SHORT SALE allows you to buy as many properties as you want. Flip them, Hold them, Rent them, Refinance them and make profits. PRE-CONSTRUCTION, A GREAT WAY TO INVEST IN REAL ESTATE. BUT YOU HAVE TO KNOW THE SECRETS OF IT. Florida Real Estate for sale: Wonderful prices, great location,extraordinary view,very spacious. NO OTHER INVESTMENTS BUILD WEALTH LIKE REAL ESTATE! NOW REALLY IS A GREAT TIME TO BUY A PROPERTY: COMPETITIVE PRICES, LOW INTEREST RATES, MANY CHOICES COMMERCIAL REAL ESTATE; A BETTER WAY TO INVEST AND GET RICHER! MULTI-WAYS TO WIN BIG IN REAL ESTATE 1031 Exchange, Tax Saving Tips for Real Estate Investors and landlords Give Financial Advantage MIAMI REAL ESTATE: The Time is Now to Profit from Real Estate investing-- A “Perfect Storm” of events has made investing in Real Estate properties better than ever - and now’s the time for you to profit... CALL Mr. ANTONY AT: 786-709-6577 --- Fortune International Realty COMMERCIAL LEASE: Before you rent space for your business, be sure you understand these basic facts about commercial leases. Manufactured Homes, Mobile Homes, an Affordable Housing Alternative We are dedicated ourselves to helping bring prospective buyers of manufactured homes in contact with retailers who sell homes in their area. We aim to help buyers wade through the excess of information providing a simple directory that enables buyers to quickly and efficiently contact us to help them find the dealers in which they are interested. |
| REAL ESTATE: HOME BUYING, HOME SELLING, MIAMI REAL ESTATE, COMMERCIAL REAL ESTATE, SOUTH FLORIDA WE CAN HELP! MORTGAGE LOAN MODIFICATION CONTACT A REALTOR AND A MORTGAGE BROKER. |
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