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The Role of Money in Our Life
THE ARCHITECTURE OF PROSPERITY

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RICH GUIDE: WHY AREN'T YOU RICH? BUILDING
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BECOME A RICH PERSON; YES YOU CAN.

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Ten Resolutions to Make Your Financial Life Easier-
Counterfeit Combat: Defense Is in the Details...

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A step by step guide to gaining control of your
financial life.-The Successful Investment Journey, Ten
Tips For The Successful Investors -

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How to Make Money Online With Or Without a
Website. ''INVESTING: MAKE YOURSELF RICHER BY
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Money: 45 Ways to Improve Your Finances This Year.
-

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THE STOCK MARKET YOU MUST LEARN THIS
FIRST!...

''
Market advice; The Definition Of the terms of the
world financial market.-:

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SAVING MONEY: THE SECRETS OF SAVING; WAYS
TO SAVE A LOT OF MONEY AND GETTING RICHER.-

''I
NVESTING: The 7 New Rules of Financial Security
And The Secrets of Self-Made Millionaires

''
Free Credit Report: THIS REPORT CAN HELP YOU
FIND OUT WHAT'S GOOD OR WHAT'S BAD AND ALSO
DETECT ID
THEFT!...

''
The Millionaire's Mindset  How To Make Your First $1
Million.

''
CREDIT: SAVE YOUR CREDIT, RESCUE IT,
PROTECT IT, INCREASE YOUR SCORE..

'
'FINANCIAL REPORT, headline news: REAL ESTATE
INVESTMENT SECRETS REVEALED, REAL ESTATE
CAN HELP YOU GET RICHER THE QUICKEST,
EASIEST WAY POSSIBLE..

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FINANCIAL FREEDOM: A SMARTEST WAY TO
PREPARE A BETTER FUTURE IS TO PLAN TODAY
TO OBTAIN A COMPLETE FINANCIAL FREEDOM..

'
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FREE GOVERNMENT GRANTS MONEY FOR
SCHOOL..

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ACCOUNTING: The Basics of Accounting --
It’s not the numbers, but what the numbers are telling
you. It’s not the words, bu it's what  the words are telling
..

''
RULES OF SUCCESS-The rules of money have
changed and it’s time for you to get smart with your
money!

''
Rule Of 72: The compound interest and financial
success Rule Of 72 is the most important and simple
rule of financial
success.

''''
Government General Information: Federal, State, And
Local. Find Any Agency
You desire.-

''
INVESTORS: CREATIVE FINANCING: TOP 10
CREATIVE FINANCING TECHNIQUES AND
STRATEGIES TO FIND MONEY TO INVEST!

''I
ndex Fund: What You Need to Know About Trading
and Investing in Leveraged ETFs..-

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MORTGAGE HOUSE: HOW AND WHERE TO FIND
MONEY TO BUY A PROPERTY? Financing your real
estate investment; easy
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Are You Tired With A Job You Don't Like That
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THE RIGHT PRODUCTS.
REAL ESTATE INVESTMENTS CAN HELP

1. INVEST IN STOCK MARKET
STOCK MARKET: STOCK MARKET A WAY TO INVEST AND MULTIPLY YOUR
PROFITS.  THESE INDUSTRIES HAS THOUSANDS OF COMPANIES TO BUY
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2. INVEST IN  MUTUAL FUNDS
MUTUAL FUNDS: MUTUAL FUNDS A WONDERFUL WAY TO INVEST YOUR
MONEY.  
Buying and Selling mutual funds
You can buy some mutual funds (no-load) by contacting the fund companies
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OWNER.
START, BUILD YOUR OWN BUSINESS with a financial services company.
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''
CAREER AND BUSINESS OPPORTUNITY: What We Do, How we do it?  --

4. INVEST IN BONDS
BOND FUNDS: INVESTING IN THE BONDS MARKET. WHAT ARE BONDS?
Have you ever borrowed money? Of course you have! Whether we hit our
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FOREX MARKET: THE LARGEST MARKET IN THE WORLD TO INVEST AND GET
RICHER IF YOU USE THE RIGHT TOOL.
FOREIGN EXCHANGE-(forex or FX for short) is one of the most exciting, fast-
paced markets around. Until recently, trading in the forex market had been the
domain of large financial institutions, corporations, central banks, hedge funds
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5.
INVEST IN TAX LIEN CERTIFICATES: GOVERNMENT
BEST KEPT SECRET
INVESTMENT OF ALL TIME-
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SECURE BY REAL ESTATE- GUARANTEE BY THE GOVERNMENT  .
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--
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12. ETF'S-EXCHANGE TRADED FUND==INDEX
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know the closer you are to accomplish great success. --
FINANCIAL ACADEMY SCHOOL FOR A FREE FINANCIAL LITERACY-
KNOWLEDGE AND EDUCATION


you can find us on Facebook.www.facebook.com/financialacademyschool..

- Follow Us On Twitter //
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www.knowledgefinancial.com/buyheremarket //
10 Steps to Buying Auto Insurance // And  Important Car Insurance Issues to
Understanding,,

These lesser-known topics can help you save big on your next policy.

The following simple steps will help you determine how much car insurance you need
to carry. And it will also help you get the best coverage at the lowest price.

Step 1: Starting Out;  When it comes to auto insurance, you want to be adequately
covered if you get in an accident but you don't want to pay any more than you have to. So how can you navigate your
way through this murky subject? So knowledgefinancial.com will take you there..

If you're currently dumping thousands of dollar  into your insurance company's coffers because of a couple of tickets,
an accident or a questionable credit rating.
Shopping your policy against others may be well worth the effort.

Look at it this way — you can convert the money you save into the purchase of something you've desired for a long
time. Hold that goal in your mind.


------------------------------------------------------------
Step 2: How Much Coverage Do You Need?

To find the right auto insurance, start by figuring out the amount of coverage you need. This varies from state to
state. So take a moment to find out what coverage is required where you live. Make a list of the different types of
coverage and then return for the next step.

Now that you know what is required, you can decide what you need in addition. Some people are quite cautious. They
base their lives on worst-case scenarios. Insurance companies love these people. That's because insurance
companies know what your chances are of being in an accident, and how likely it is for your car to be damaged or
stolen.

The information the insurance company has collected over previous decades is crunched into "actuarial tables" that
give insurance adjustors a quick look at the probability of just about any occurrence.


Experts recommend that if you have a lot of assets you should get enough liability coverage to protect them. For
instance, if you purchase $50,000 of bodily injury liability coverage but have $100,000 in assets, attorneys could go
after your treasures in the event of an accident in which you're at fault and the other party's medical bills exceed
$50,000.

General recommendations for liability limits are $50,000 bodily injury liability for one person injured in an accident,
$100,000 for all people injured in an accident and $25,000 property damage liability (that is, 50/100/25) given that half
of the cars on the road are worth more than $20,000. Here again, though, let your financial situation be your guide. If
you have no assets, don't buy excess coverage.

Another issue to consider is that the limits of any uninsured and/or underinsured motorist coverage that you
purchase cannot exceed the limits of your liability coverage. Such coverage, he said, can be valuable, as it will cover
lost income if you're out of work for several months after being injured in a major accident.


Your driving habits may also be a consideration. If your past is filled with crumpled fenders, if you have a lead foot or
a long commute on a treacherous winding road, then you should get more comprehensive coverage. Keep in mind
that you don't have to buy collision and comprehensive coverage.

If your vehicle is older, if you have a good driving record and if there is a low likelihood that it would be totaled in an
accident, but a high likelihood of it being stolen, you could buy comprehensive but not collision.
Step 3: Review Your Driving Record and Current Insurance Policy

Before you begin shopping for insurance you should check the following: the status of your driving record, your
current coverage and the premiums you are paying.

You should know how many tickets you have had recently. But time plays tricks and our memories repress painful
incidents. If you can't remember how long that speeding ticket has been on your record, check with your state's DMV.
If your record will soon improve, and the points you earned will finally disappear, wait until that happens before you
get quotes. Nothing drives up the price of insurance like a bad driving record.

Also, you should contact your auto insurance company or pull out a recent bill. Jot down the amount of coverage you
have and what you are paying for it. Take note of the yearly and monthly cost of your insurance since many of your
quotes will be given both ways. Now you have a figure in mind to try to beat.


Step 4: Solicit Competitive Quotes

Now that you have made several practical and philosophical decisions, it's time to start shopping. Begin by setting
aside about an hour for this task. Bring all your records — your current insurance policy, your driver license number
and your vehicle registration. Drink plenty of coffee. Have a phone at your elbow. And, of course, power up your
computer.

Begin with the online services. If you go to InsWeb.com or other online insurance quote sites, you can type in your
information and get a list of comparative quotes. These forms take about 15 minutes to complete. If this bores you, just
remind yourself how much you will be saving and that you can use the money to buy something nice for yourself. If the
entire shopping process takes you two hours to complete and you save $800, you're effectively earning $400 an hour.

A few things to keep in mind: 1) When you use quote sites, you may not get instant quotes. Some companies may
contact you later by e-mail, and some that are not "direct providers" may put you in touch with a local agent, who will
then calculate a quote for you.
Step 5: Record and Compare Quotes

While you're researching companies, make notes in a separate computer file or on a piece of paper divided into
categories. This will keep you from duplicating your efforts. When you visit the different online insurance sites, you
should take note of several things:

Annual and monthly rates for the different types of coverage — make sure to keep the coverage limits the same so that
you can make "apples-to-apples" comparisons


An 800 number to call for questions you can't get answered online


The insurance company's payment policy (When is your payment due? What happens if you're late in making a
payment?)


Discounts offered by the insurance company that pertain to you


The insurance company's consumer complaint ratio from your state's department of insurance Web site (more on this
later)


The insurance company's A.M. Best and Standard & Poor's ratings (more on this later)

-------------------------------------------------------


Step 6: Work the Phones

Once you have exhausted your online options, it's time to work the phones. Those companies you haven't been able to
get an online quote from should be contacted. At times, doing this process verbally can actually go faster than the
online counterpart, providing you have all the information regarding your driver license and vehicle registration close
at hand. When you get a quote, be sure to confirm the price. Also, ask them to fax or e-mail the quote to you as a
record.


-----------------------------------------------------

Step 7: Look for Discounts

While talking to the insurance companies' telephone salespeople, make sure you explore all options relating to
discounts. Insurance companies give discounts for a good driving record, favorable credit score, safety equipment
(for example, antilock brakes), certain occupations or professional affiliations and more. For more guidance in this
area, check out "How to Save Money on Auto Insurance."
Step 8: Choosing the Right Insurance Company
You now have most of the information in front of you that you need to make a decision. However,
there is something more to consider. You can clearly see which company is least expensive, but
when you need them to cover a claim, what kind of job will they do? To put it another way, which is
the most reliable insurance company?

Below, we offer a number of issues to guide your thinking and help you reach a decision:


1. Visit your state's department of insurance and check consumer complaint ratios and basic rate
comparison surveys.

2. Get in touch with local body shops or dealerships you trust and ask which insurance companies
they recommend.

3. Consider contacting an insurance agent for additional information about a particular company.

4. Check out the financial strength ratings for an insurance company by referring to the A.M. Best
and Standard & Poor's ratings.
Look over J.D. Power and Associates' consumer satisfaction surveys reviewing auto insurance
companies.--
------------------------------------------------------------
Step 9: Review the Policy Before You Sign

So, you've done your research, and you've decided on a company. Before you sign, though, read
the policy. In addition to verifying that it contains the coverage you want, there are two clauses that
you should look for in the contract:

1. Retain your right to sue. "Find out if you are giving up your right to go to court
and will be forced into arbitration if there is a disagreement [between you and the insurance
company]," one expert advised. "You're much better off if you don't give up this right…. It makes it
easier for [insurers] to take advantage of you.

" If you find a clause to this effect, all isn't necessarily lost. "At least in theory, a contract is a mutual
agreement, so you should be able to cross out that line in the policy," he said. If the company won't
agree to the policy sans clause, then you should probably take your business elsewhere.


2. Avoid aftermarket parts requirements. If an insurance company has
written in the policy that "new factory," "like kind and quality" or "aftermarket parts" may be used
for body shop repairs, go to another company, one expert advised.

If you own a relatively new car that you plan to keep for a while, you will probably be much happier
if you spend a little more time researching companies on the front end rather than try to fight the
company when you have a claim.
Step 10: Cancel Your Old Policy

After you lock in the insurance policy you want with the company you select, you have two more things to do. The first is to
cancel coverage with your existing insurance company.

Second, if your state requires you to carry proof of insurance, make sure you either have it in your wallet or the glove
compartment of your car (some experts discourage this, however — if your car is stolen, the thief has everything he needs
to prove the vehicle is his).

Now, there's one last thing to do: reward yourself for saving so much money on car insurance.

------------------------------------------------------

Checklist

Determine your state's insurance requirements.

Consider your own financial situation in relation to the required insurance and consider buying more to protect your assets.


Review the status of your driving record — do you have any outstanding tickets or points on your driver license?


Check your current coverage to find out how much in premiums you are paying.


Get competing quotes from an Internet insurance Web site such as InsWeb.com, YouDecide.com and InsureOne.com.


Make follow-up phone calls to insurance companies to get additional information about coverage.


Inquire about discounts you might qualify for such as a multiple policy discount.


Evaluate the reliability of the insurance company you're considering by visiting your state's insurance Web site.


If you have chosen a new insurance company, remember to cancel your old policy.
//-Auto Insurance: The More You Know, The Less You pay. The 10 Best Ways to Lower Your Car Insurance Bill!

// '' ..''
DEALERSHIP-- 7 Car Dealer Extras You May Not Need, Or You Don't Need At All... Car Dealer Secrets Revealed..! -- And [ 5]  Five Common Car-
Buying Mistakes To Know About...


//
10 Steps to Buying Auto Insurance //  The following simple steps will help you determine how much car insurance you need to carry. And it will also
help you get the best coverage at the lowest price.-

//
.AUTO-LOANS -- Great Car, Great Price…. But what about the Financing? What you must know, What you must  avoid. ...Learn More !--- FINANCIAL
EDUCATION
TOOLS AND RESOURCES; WAYS TO SAVE MONEY, TO MAKE MONEY   --

//
Important Car Insurance Issues to know about  - Understanding these lesser-known topics can help you save big on your next policy, and Policy
Cancellation also Gap Insurance.-

//
// Auto Insurance Checklist; 14 ways to save money on auto insurance premium...
Basics Information about:  policies, coverages, and how to save. -

// Policy Cancellation,  Standard practice for most insurance companies.
What are  the best ways to cancel a policy? Switching Auto Insurance Companies Relatively Painlessly.-

// //
Carfax Free Record Check and Car History Reports - Don't buy a Used Car without a Carfax History Report
How to Get Free Carfax Information?-

//
Outrageous New-Car Scams To Avoid..-Unbilievable Information that every car buyer should know about... //    
''INVESTMENT & FINANCE:  METHODS,
TECHNIQUES, AND STRATEGIES. WHERE, WHEN,
HOW TO INVEST?

-
Financial Service Company. What We Do, How
we do it? EVERYTHING YOU WANT TO KNOW
ABOUT INSURANCE & INVESTMENT.-

''
''what  you should do with your money in the
wake of the financial crisis? HERE ARE THE
SAFEST PLACES WHERE YOU CAN PUT YOUR
MONEY AND HAVE PEACE OF MIND.--
 -

''
''Market Advice: The definition of terms
and terminology in the investment world. --
NEWS LETTER //-

''Business Opportunity:
Start your own
business EASY & SIMPLE,  be your own
boss,  make extra money

-Auto Insurance: The More You Know, The
Less You pay. The 10 Best Ways to Lower
Your Car Insurance

'
' USAJOBS - State and Local Government
Opportunities--Employment, Jobs, career. -

-
How to Become Wealthy?
Nine Truths That Can Set You on the Path to
Financial Freedom--
KNOWLEDGE FINANCIAL GROUP -''
'' Financial Academy School The Institute Of Finance And
Financial Literacy... Venture Capitalists, Private Equity Funds,
and Angel Investors ETC.
' '' Medical and Nursing Resource for professionals in the nursing
industry- Information on licensed practical nurses,  Nursing Jobs, Nurse
Continuing Education,
Nursing Schools and Financial aid information -(
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FREE Fast, Easy & Simple. - Free Comparative Market Analysis (CMA) -
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Home Inspection: Here's What Everyone Needs To Know About Home Inspectors
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Real Estate For Seniors // = // '' Real Estate For Buyers / '' Real Estate Listings // =
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==//
------------ = '' Find 55+ Communities - Affordable Retirement Communities...
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'' How To Own Investment Homes - Income Producing Properties -. LEARN MORE...
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'' The south
Florida Real Estate Market Update: Buying - Selling - Investing - Renting.
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Real Estate Info About:  Single Family Home - Town-home - Co-Op - Condominiums - -
Timeshare.
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FREE Home Value Report! ''
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FREE Fast, Easy & Simple. -
Free Comparative Market
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B P O }...
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Home Inspection: Here's What
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Step One - Step Two
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'' How To Own Investment
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Real Estate Market Update:
Buying - Selling - Investing -
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Real Estate Info About:  
Single Family Home -
Town-home - Co-Op -
Condominiums - -
Timeshare.
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Real estate Portfolios. How
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? Do You
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Ways To Save Money – Frugal Living Tips!`

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'' Anthony Jeanty as south Florida real estate agent and Knowledge Financial Group - knowledgefinancial.com are there to
best service home sellers, home buyers, real estate investors, international home buyers and home and appartment
renters to achieve their goals and realize their dreams.

Working with an agent like Anthony in south Florida is crucial to keeping up with the trends, market development, pricing
and market knowledge''.
'' Oil & Gas Futures Trading
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How To Start Investing
In OIL AND GAS? A Guide To
Investing In Oil Markets. =
How to Buy Oil and
Gas Royalties ?
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How does commodity futures
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Passive Income
This is another way to create tremendous amount of wealth and assure yourself solid retirement nest egg and even leave
a legacy for your family, your love ones..
I'm talking about Real Estate.

Yes, I said it well real estate one of the best way to create tremendous amount of wealth specially with the advantage of
leverage. OPM = Using other people's money..

Residential Real Estate or Commercial Real Estate.
{YES, by using OPIUM = Other People Inactive Underused Money}

Yes, buy it rent it,  let other people pay the morgage for you.
Yes, buy it live in it and it will be completely yours after 15, 20, 23, or 30 years, FREE AND CLEAR.

If you can not do it yourself, do it with a partner today, and share the profit later.

if you need help in south Florida for a real estate trasaction, CONTACT ANTHONY JEANTY, Realtor, Real Estate
Professional.

Let Anthony becomes your advisor, your counselor, your source of excellent information. When it comes to real estate;
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LEARN ABOUT THE TOP 10 - TEN MOST IMPORTANT THINGS TO KNOW ABOUT INSURANCE & HOW TO SAVE
BIG ON CAR INSURANCE...
Planning a prosperous,
healthy, and happy future.
Plan today for the life you
want tomorrow.